---
title: "Goal Saver — CommFCU"
description: "Transaction & Savings Accounts from CommFCU. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/commfcu/products/S29-GS
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-01T11:07:16.000+10:00
---

# Goal Saver — CommFCU

> Transaction & Savings Accounts from CommFCU. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Community First Credit Union**

A savings account that earns you bonus interest when you make at least one deposit of $50 each month, maintain a credit balance and make no withdrawals.

## At a glance

- **Base rate:** 0.05%
- **Bonus rate:** 4.3% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at CommFCU](https://communityfirst.com.au/products/goal-saver)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable (To be eligible for Bonus Interest, the account balance must be zero or in credit. · A minimum deposit of $50 must be made each month to be eligible for bonus interest. · To be eligible for Bonus Interest, no withdrawals can be made on the account in that month) | 0.05% | Goal Saver_Tier_1 | monthly |
| Variable (To be eligible for Bonus Interest, the account balance must be zero or in credit. · A minimum deposit of $50 must be made each month to be eligible for bonus interest. · To be eligible for Bonus Interest, no withdrawals can be made on the account in that month) | 0% | Goal Saver_Tier_2 | monthly |
| Bonus (To be eligible for Bonus Interest, the account balance must be zero or in credit. · A minimum deposit of $50 must be made each month to be eligible for bonus interest. · To be eligible for Bonus Interest, no withdrawals can be made on the account in that month) | 4.3% | Goal Saver_Tier_1 | monthly |
| Bonus (To be eligible for Bonus Interest, the account balance must be zero or in credit. · A minimum deposit of $50 must be made each month to be eligible for bonus interest. · To be eligible for Bonus Interest, no withdrawals can be made on the account in that month) | 0% | Goal Saver_Tier_2 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| STAFF_ASSISTED_TRANSFER | Event | $2.00 |
| INACTIVE_FEE | Event | $2.00 |
| DORMANCY_FEE — Applicable on all savings accounts | Event | $20.00 |
| COPY_OF_STATEMENT_(ALREADY_ISSUED) — Charged per page. For statements issued prior to January 1997 the fee is $3 per page. | Event | $1.50 |
| RETRIEVING_CASHIERING_VOUCHERS_OR_ANY_OTHER_DOCUMENT — Charged per item | Event | $20.00 |

## Features

- **Bonus rewards** — Bonus interest is paid on balances up to $7 million when you make at least one deposit of $50 per month, maintain credit balance and make no withdrawals (If Bonus conditions are not met, standard interest applies)
- **Digital banking**
- **Credits allowed into the account**

## More information from CommFCU

- [Overview](https://communityfirst.com.au/products/goal-saver)
- [Terms & conditions](https://communityfirst.com.au/support/important-information/disclosure-documents)
- [Eligibility](https://communityfirst.com.au/products/goal-saver)
- [Fees & pricing](https://communityfirst.com.au/tools/rates-and-fees)

## Data provenance

- Published by CommFCU under the Consumer Data Right
- Product ID: `S29-GS`
- Last updated by the provider: 1 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/commfcu/S29-GS
- Provider page: https://www.cdrcompare.au/brands/commfcu
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000031

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/commfcu/products/S29-GS) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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