---
title: "Personal MPower Rewards account — CommFCU"
description: "Transaction & Savings Accounts from CommFCU. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/commfcu/products/S48-PMPR
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-30T15:41:22.000+10:00
---

# Personal MPower Rewards account — CommFCU

> Transaction & Savings Accounts from CommFCU. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Community First Credit Union**

A transaction account with Debit card access that enables members to spend loyalty points that have been converted to dollars. The account is linked to a club account under the Buying Club program.

## Apply

Applications are handled by the provider: [Apply at CommFCU](https://try.communityfirst.com.au/buyingclubaccount/)

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| EFTPOS_OR_DEBIT_CARD_PURCHASE_(PIN_ACTIVATED) — Charged last day monthly · Discount −$4.00 — Community First offers a range of free transaction allowances which are dependant on the combined balance of all your savings and all your loan accounts | Transaction | $1.10 |
| INTERNET_BANKING_EXTERNAL_TRANSFER — Discount −$4.00 — Community First offers a range of free transaction allowances which are dependant on the combined balance of all your savings and all your loan accounts | Transaction | $1.00 |
| STAFF_ASSISTED_TRANSFER | Event | $2.00 |
| CARD_EXTRACTION_FEE — Charged on the day of the request | Event | $45.00 |
| VISA_CHARGEBACKS | Event | $25.00 |
| COPY_OF_STATEMENT_(ALREADY_ISSUED) — Charged per page. For statements issued prior to January 1997 the fee is $3 per page. | Event | $1.50 |
| OVERDRAWN_FEE — Charged last day monthly | Event | $10.00 |
| CANCEL_REPLACEMENT_OF_VISA_CARD — Charged in US Dollars | Event | $50.00 |
| REPLACEMENT_OF_VISA_CARD_(OVERSEAS)_STD | Event | $55.00 |
| REPLACEMENT_OF_VISA_CARD_(WITHIN_AUS) | Event | $12.50 |
| INTERNATIONAL_TRANSACTION_FEE — Applies for all transactions (including reversals and cash advances) where you use your card for a foreign currency transaction or for an Australian dollar transaction that is with a foreign merchant or that is processed by an entity or financial institution outside Australia. | Transaction | 3% of transaction (D) |

## Features

- **Card access** — Debit card (Limited access. Cash withdrawals not permitted.)
- **Bill payment (BPAY)** — BPAY (Ability to pay bills via BPAY)
- **Digital banking** (Access to your account via Internet Banking and the Mobile App)
- **Digital wallet** — Apple Pay, Samsung Pay and Google Pay (Payment options available)
- **Real-time payments (NPP)** (Ability to make payments via the New Payments Platform)
- **PayID** (Ability to setup PayID)

## Eligibility

- **Individuals only** (Member of a club participating in the club rewards program)
- **Minimum age** — 18 years (Must be 18 years or older)

## More information from CommFCU

- [Overview](https://try.communityfirst.com.au/buyingclubaccount/)
- [Terms & conditions](https://try.communityfirst.com.au/buyingclubaccount/)
- [Eligibility](https://try.communityfirst.com.au/buyingclubaccount/)
- [Fees & pricing](https://try.communityfirst.com.au/buyingclubaccount/)

## Data provenance

- Published by CommFCU under the Consumer Data Right
- Product ID: `S48-PMPR`
- Last updated by the provider: 30 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/commfcu/S48-PMPR
- Provider page: https://www.cdrcompare.au/brands/commfcu
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000031

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/commfcu/products/S48-PMPR) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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