
Personal MPower Rewards account
A transaction account with Debit card access that enables members to spend loyalty points that have been converted to dollars. The account is linked to a club account under the Buying Club program.

Fees
| Fee | Type | Amount |
|---|---|---|
| EFTPOS_OR_DEBIT_CARD_PURCHASE_(PIN_ACTIVATED) Capped at $0.00 · Charged last day monthly
| Transaction | $1.10 |
| INTERNET_BANKING_EXTERNAL_TRANSFER Capped at $0.00
| Transaction | $1.00 |
| STAFF_ASSISTED_TRANSFER Capped at $0.00 | Event | $2.00 |
| CARD_EXTRACTION_FEE Capped at $0.00 · Charged on the day of the request | Event | $45.00 |
| VISA_CHARGEBACKS Capped at $0.00 | Event | $25.00 |
| COPY_OF_STATEMENT_(ALREADY_ISSUED) Capped at $0.00 · Charged per page. For statements issued prior to January 1997 the fee is $3 per page. |
Features
- Card access — Debit card
- Limited access. Cash withdrawals not permitted.
- Bill payment (BPAY) — BPAY
- Ability to pay bills via BPAY
- Digital banking
- Access to your account via Internet Banking and the Mobile App
- Digital wallet — Apple Pay, Samsung Pay and Google Pay
- Payment options available
- Real-time payments (NPP)
- Ability to make payments via the New Payments Platform
- PayID
- Ability to setup PayID
Eligibility
- Individuals onlyMember of a club participating in the club rewards program
- Minimum age — 18 yearsMust be 18 years or older
More Information
Published by CommFCU under the Consumer Data Right · Last updated 30 June 2026 · Product ID S48-PMPR · View on CDR.gov.au