NSA CREDIT CARD
A low rate credit card with up to 55 days interest free on purchases. Half the annual fee goes to National Seniors Australia to help with their work on advocacy and financial literacy
- Purchase rate
- 8.99%
- Annual fee
- $50.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Balance transfer Credit eligibility criteria, terms and conditions fees and charges apply. Rates are current as at 31/3/2018 and subject to change without notice. | 4.99% | — | — |
| Cash advance Credit eligibility criteria, terms and conditions fees and charges apply. Rates are current as at 31/3/2018 and subject to change without notice. | 8.99% | — | — |
| Purchase Credit eligibility criteria, terms and conditions fees and charges apply. Rates are current as at 31/3/2018 and subject to change without notice. | 8.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| LATE_PAYMENT Capped at $0.00 · Charged to loan account | Late payment | $25.00 |
| ATM_WITHDRAWAL/CASH_ADVANCE_OVERSEAS Capped at $0.00 · Applicable on all cards | Transaction | $5.00 |
| VISA_CHARGEBACKS Capped at $0.00 | Event | $25.00 |
| OUT_OF_DATE_CARD_DETAILS Capped at $0.00 | Event | $25.00 |
| CREDIT_CARD_ANNUAL_FEE_-_NSA Charged yearly · Capped at $0.00 · Half of annual fee ($25) will go back to National Seniors | Ongoing | $50.00 |
| COPY_OF_STATEMENT_(ALREADY_ISSUED) Capped at $0.00 · Charged per page. For statements issued prior to January 1997 the fee is $3 per page. | Event | $1.50 |
| BANK@POST_CHEQUE_DEPOSIT Capped at $0.00 · Cheque deposits | Deposit |
Features
- Balance transfers
- Must be approved by Community First
- Additional cards — One additional card holder allowed
- Additional card holders subject to approval
- Bill payment (BPAY) — BPAY
- Ability to pay bills via BPAY
- Card access — Credit Card
- Visa
- Digital wallet — Apple Pay, Google Pay and Samsung Pay
- Payment options
- Interest-free period — 55 days
- Up to 55 days. When you pay your balance in full by the due date each monyh
Eligibility
- Minimum age — 18 yearsAccount holders must be 18 years or older
- Individuals onlyBusiness membes not eligible
- Residency status — Eligibility criteria appliesAustralian citizen or permanent residency only
More Information
Published by CommFCU under the Consumer Data Right · Last updated 30 June 2026 · Product ID S53-NSA-LRCC · View on CDR.gov.au