FirstBiz Access - Overdraft
A convenient way to manage your cash flow.
- From
- 14.45%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Credit eligibility criteria, terms and conditions, fees and charges apply. | 14.45% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable No interest payable on this account. | 0% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| FIRSTBIZ_ACCESS_MONTHLY_FEE Charged monthly · Capped at $0.00 · Charged at the end of the month | Ongoing | $10.00 |
| STAFF_ASSISTED_TRANSFER Capped at $0.00 | Event | $2.00 |
| BANK@POST_WITHDRAWAL,_CASH_ADVANCE_OR_CASH_DEPOSIT Capped at $0.00 · Deposit or withdraw cash via Bank@Post | Transaction | $2.00 |
| BANK@POST_CHEQUE_DEPOSIT Capped at $0.00 · Cheque deposits | Deposit | $2.00 |
| OVER_THE_COUNTER_CASH_WITHDRAWAL Capped at $0.00 | Withdrawal | $1.50 |
| ATM_WITHDRAWAL/CASH_ADVANCE_OVERSEAS Capped at $0.00 · Applicable on all cards | Transaction | $5.00 |
| INACTIVE_FEE Capped at $0.00 | Event | $2.00 |
Features
- Bill payment (BPAY) — BPAY
- Ability to pay bills via BPAY
- Card access — Debit card
- Option to add a Debit card
- Digital banking
- Access to your account via Internet Banking and the Mobile App
- Digital wallet — The Pays
- Apple Pay, Google Pay, Samsung Pay
- Real-time payments (NPP)
- New Payments Platform
- PayID
- Ability to setup PayID
- Overdraft available
- Optional Overdraft facility available. Option of unsecured, residentially secured or commercially secured. Credit eligibilty criteria, terms and conditions, fees and charges apply.
Eligibility
- Business customersBusiness, Trusts, SMSF members only
More Information
Published by CommFCU under the Consumer Data Right · Last updated 30 June 2026 · Product ID S98-FBAA-OD · View on CDR.gov.au