---
title: "Near Prime — Connective Complete"
description: "Home Loans from Connective Complete. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/connective-complete/products/b1fe1352-6ca3-4691-9ee1-4342d72c7922
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-07T08:13:13Z
---

# Near Prime — Connective Complete

> Home Loans from Connective Complete. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

Connective Complete's Near Prime Home Loan

## At a glance

- **From (owner occupied):** 7.45% (7.89% comparison)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.45% | 7.89% | LVR ≤60% |
| Variable | 7.45% | 7.89% | LVR 60.01–65% |
| Variable | 7.5% | 7.94% | LVR 65.01–70% |
| Variable | 7.5% | 7.98% | LVR 70.01–75% |
| Variable | 7.7% | 8.18% | LVR 75.01–80% |

### Owner occupied — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.65% | 8.09% | LVR ≤60% |
| Variable | 7.65% | 8.09% | LVR 60.01–65% |
| Variable | 7.7% | 8.14% | LVR 65.01–70% |

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.65% | 8.09% | LVR ≤60% |
| Variable | 7.65% | 8.09% | LVR 60.01–65% |
| Variable | 7.7% | 8.14% | LVR 65.01–70% |
| Variable | 7.7% | 8.18% | LVR 70.01–75% |
| Variable | 7.9% | 8.38% | LVR 75.01–80% |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.85% | 8.29% | LVR ≤60% |
| Variable | 7.85% | 8.29% | LVR 60.01–65% |
| Variable | 7.9% | 8.34% | LVR 65.01–70% |
| Variable | 7.9% | 8.38% | LVR 70.01–75% |
| Variable | 8.1% | 8.58% | LVR 75.01–80% |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment Fee | Event | $399.00 |
| Security Appraisal Fee | Event | $380.00 – $2,000.00 |
| Settlement Fee | Event | $975.00 |
| Legal and Administration Fee | Event | $895.00 |
| Split Loan Fee | Event | $350.00 |
| Guarantor Fee — Only applies if application has a guarantee | Other | $250.00 |
| Trust Fee — Applied per trust | Other | $250.00 |
| Account Management Fee — Charged monthly | Ongoing | $25.00 |
| Risk Fee — A risk fee from 0.35% of the loan amount applies where the LVR is greater than 75%. No risk fee applies for LVRs at or below 75%. Check rate card for more information. | Upfront | 0.35% of balance |

## Features

- **Offset account**
- **Redraw facility**
- **Digital banking**
- **Extra repayments**

## Eligibility

- **Minimum age** — 18 years
- **Residency status** — Australian Resident
- **Individuals only**
- **Business customers**

## Constraints

- **Maximum LVR** — 80%
- **Maximum limit** — $3,000,000.00
- **Minimum limit** — $100,000.00

## More information from Connective Complete

- [Overview](https://assets.redzed.com/download/fa952ee48c7e11f0ac13226fe2e8ec80)
- [Eligibility](https://assets.redzed.com/download/fa952ee48c7e11f0ac13226fe2e8ec80)
- [Fees & pricing](https://assets.redzed.com/download/f8c97e268c7e11f0914d32794e6f9a2a)

## Data provenance

- Published by Connective Complete under the Consumer Data Right
- Product ID: `b1fe1352-6ca3-4691-9ee1-4342d72c7922`
- Last updated by the provider: 7 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/connective-complete/b1fe1352-6ca3-4691-9ee1-4342d72c7922
- Provider page: https://www.cdrcompare.au/brands/connective-complete

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/connective-complete/products/b1fe1352-6ca3-4691-9ee1-4342d72c7922) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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