---
title: "SMSF Commercial Property Loan — Connective Elevate"
description: "Business Loans from Connective Elevate. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/connective-elevate/products/SMSF%20Commercial%20Property%20Loan
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-04T06:00:01.170093Z
---

# SMSF Commercial Property Loan — Connective Elevate

> Business Loans from Connective Elevate. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans**

SMSF Commercial Property Loan

## At a glance

- **From (investment):** 7.74% (8.02% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (The rate shown is the minimum interest rate available. The interest rate which applies will be determined by the lender using a number of factors, including the loan amount and purpose, LVR, borrower and repayment types.) | 7.74% | 8.02% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Monthly account keeping fee — Charged monthly | Ongoing | $15.00 |
| Loan settlement fee | Upfront | $120.00 |
| Legal fee | Upfront | From $550.00 |
| Application fee — The rate shown calculates the minimum application fee applicable, which cannot exceed 1.00% of the principal loan amount (excluding other fees and charges). The applicability and amount of the application fee is determined by the lender using credit assessment criteria, including LVR and can be paid upfront or  added into the loan. | Upfront | 1% of balance |
| Valuation fee — Valuation fee by quote | Upfront | From $0.00 |
| Document vetting fee | Upfront | $1,300.00 |
| Early Repayment fee — Early Repayment fee is calculated as a percentage of the original loan amount and payable if the loan is discharged within three years of the settlement date | Exit | 2% of balance |
| Loan discharge fee | Exit | $500.00 |

## Features

- **Interest Only available up to 5 years.**
- **Extra repayments**

## Eligibility

- **Investment purpose only**
- **Minimum age** — 18 years

## Constraints

- **Maximum LVR** — 80% (The maximum LVR, inclusive of any capitalised fees, is determined based on property location, the requested loan amount, and other relevant credit assessment criteria.)
- **Maximum limit** — $3,000,000.00 (Subject to LVR, location and other credit assessment criteria)
- **Minimum limit** — $100,000.00
- **Maximum loan term 30 years**

## Data provenance

- Published by Connective Elevate under the Consumer Data Right
- Product ID: `SMSF Commercial Property Loan`
- Last updated by the provider: 4 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/connective-elevate/SMSF%20Commercial%20Property%20Loan
- Provider page: https://www.cdrcompare.au/brands/connective-elevate

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/connective-elevate/products/SMSF%20Commercial%20Property%20Loan) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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