Connective Select Offset Home Loan
For customers who want flexibility to pay down their loan sooner and access additional features such as up to 6 offset accounts.
- From (owner occupied)
- 6.14%
- 6.32% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.14% | 6.32% | LVR |
| Variable | 6.14% | 6.32% | LVR |
| Variable | 6.19% | 6.37% | LVR |
| Variable | 6.34% | 6.52% | LVR |
| Variable | 6.59% | 6.77% | LVR |
| Fixed · 1 year | 6.59% | 6.55% | LVR |
| Fixed · 3 years |
Fees
| Fee | Type | Amount |
|---|---|---|
| Online Redraw Fee Charged when completing a redraw online | Event | $0.00 |
| Manual Redraw Fee Payable each time we agree to a redraw request you make otherwise than through Bendigo e-banking | Event | $0.00 |
| Monthly Admin Fee Charged monthly | Ongoing | $15.00 |
| Break Cost Fee Payable each time any of the following Break Events occur during a Fixed Rate Period: • at your request, we agree to change the Annual Percentage Rate under your Contract; • you repay your Loan Account balance in full; or • you make an additional repayment (by repaying more than your required repayments under your Contract) where the total of all additional repayments you have made since the start of the Fixed Rate Period or, if later, the anniversary of that date, that exceeds $20,000.00. | Other | From $0.00 |
| Discharge Administration Fee Payable: each time we provide a partial or full discharge or release of mortgage or security interest in respect of any Mortgaged Property; and when you repay your Loan Account balance in full. | Exit | $350.00 |
| Establishment Fee |
Features
- Offset account
- Up to six 100% Offset Accounts per loan. Full offset if Variable or Fixed. Offsets for Bendigo AFG Home Loans must be in the same customer number as the home loan.
- Redraw facility
- Manual & Online redraw available
- Monthly repayments
- Extra repayments
- Unlimited additional repayments if variable, Max $20,000 p.a without penalty for fixed loans
- Split Loan
Eligibility
- Minimum age — 18 years
- Credit and Lending Criteria, Fees and Charges Apply
Constraints
- Minimum limit — $5,000.00
- Maximum LVR — 95%
More Information
Published by Connective Select under the Consumer Data Right · Last updated 16 July 2026 · Product ID 5514a8a6-855d-4563-8650-795115b26c86 · View on CDR.gov.au