Connective Select Basic Home Loan
For customers looking for a simple, no frills home loan with low upfront fees and no ongoing fees (MSF).
- From (owner occupied)
- 6.09%
- 6.11% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.09% | 6.11% | LVR |
| Variable | 6.09% | 6.11% | LVR |
| Variable | 6.14% | 6.16% | LVR |
| Variable | 6.29% | 6.31% | LVR |
| Fixed · 1 year | 6.49% | 6.33% | LVR |
| Fixed · 3 years | 6.49% | 6.37% | LVR |
| Fixed |
Fees
| Fee | Type | Amount |
|---|---|---|
| Online Redraw Fee Charged when completing a redraw online | Event | $0.00 |
| Manual Redraw Fee Payable each time we agree to a redraw request you make otherwise than through Bendigo e-banking | Event | $0.00 |
| Break Cost Fee Payable each time any of the following Break Events occur during a Fixed Rate Period: • at your request, we agree to change the Annual Percentage Rate under your Contract; • you repay your Loan Account balance in full; or • you make an additional repayment (by repaying more than your required repayments under your Contract) where the total of all additional repayments you have made since the start of the Fixed Rate Period or, if later, the anniversary of that date, that exceeds $20,000.00. | Other | From $0.00 |
| Discharge Administration Fee | Exit | $350.00 |
| Security Processing Fee | Upfront | $199.00 |
| Variation Fee | Event | $250.00 |
| Default Fee |
Features
- Redraw facility
- Manual & Online redraw available
- Monthly repayments only
- Extra repayments
- Unlimited additional repayments if variable, Max $20,000 per fixed term year without penalty.
- Split Loan
Eligibility
- Minimum age — 18 years
- Credit and Lending Criteria, Fees and Charges Apply
Constraints
- Minimum limit — $5,000.00
- Maximum LVR — 80%
More Information
Published by Connective Select under the Consumer Data Right · Last updated 16 July 2026 · Product ID 6afe8345-df21-4a4c-8017-16ef2dda2c91 · View on CDR.gov.au