---
title: "Credit Union SA Home Loans"
description: "Every home loans Credit Union SA publishes under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/credit-union-sa/home-loans
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-01T12:13:49Z
---

# Credit Union SA Home Loans

> All 25 home loans published by Credit Union SA under Australia's Consumer Data Right, with rates, fees, features and eligibility on each product's own page.

Residential mortgages for owner-occupiers and investors. Listed alphabetically — CDR Compare does not rank, score or recommend products.

| Product | Description | Detail |
| --- | --- | --- |
| 1-Year Fixed Home Loan Package Interest Only | Our 1 year Fixed Home Loan Package is perfect if you have a strict budget as you’ll know exactly what your repayments will be. The Credit Union SA Fixed Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more.  You pay an annual fee of $395. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_442F1_IO |
| 1-Year Fixed Home Loan Package Principal and Interest | Our 1 year Fixed Home Loan Package is perfect if you have a strict budget as you’ll know exactly what your repayments will be. The Credit Union SA Fixed Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more.  You pay an annual fee of $395. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_442F1 |
| 1-Year Fixed Home Loan Principal and Interest | Our 1 year Fixed Rate Home Loan is perfect if you have a strict budget as you’ll know exactly what your repayments will be. Plus you pay no monthly. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_443F1 |
| 1-Year Fixed Rate Home Loan Interest Only | Our 1 year Fixed Rate Home Loan is perfect if you have a strict budget as you’ll know exactly what your repayments will be. Plus you pay no monthly. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_443F1_IO |
| 1-Year Fixed XL Home Loan Package | Our 1 year Fixed Home Loan Package is perfect if you have a strict budget as you’ll know exactly what your repayments will be. XL Fixed Package Home Loans are available for 31 to 40 years, for properties located in South Australia. Lending criteria applies and a suitability assessment will be complated as part of the application process. Plus you pay no monthly or redraw fees. The Credit Union SA Fixed Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more.  You pay an annual fee of $395. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_449F1 |
| 2-Year Fixed Home Loan Package Interest Only | Our 2 year Fixed Home Loan Package is perfect if you have a strict budget as you’ll know exactly what your repayments will be. The Credit Union SA Fixed Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more.  You pay an annual fee of $395. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_442F2_IO |
| 2-Year Fixed Home Loan Package Principal and Interest | Our 2 year Fixed Home Loan Package is perfect if you have a strict budget as you’ll know exactly what your repayments will be. The Credit Union SA Fixed Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more.  You pay an annual fee of $395. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_442F2 |
| 2-Year Fixed Rate Home Loan Interest Only | Our 2 year Fixed Rate Home Loan is perfect if you have a strict budget as you’ll know exactly what your repayments will be. Plus you pay no monthly. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_443F2_IO |
| 2-Year Fixed Rate Home Loan Principal and Interest | Our 2 year Fixed Rate Home Loan is perfect if you have a strict budget as you’ll know exactly what your repayments will be. Plus you pay no monthly. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_443F2 |
| 2-Year Fixed XL Home Loan Package | Our 2 year Fixed Home Loan Package is perfect if you have a strict budget as you’ll know exactly what your repayments will be. XL Fixed Package Home Loans are available for 31 to 40 years, for properties located in South Australia. Lending criteria applies and a suitability assessment will be complated as part of the application process. Plus you pay no monthly or redraw fees. The Credit Union SA Fixed Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more.  You pay an annual fee of $395. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_449F2 |
| 3-Year Fixed Home Loan Package Interest Only | Our 3 year Fixed Home Loan Package is perfect if you have a strict budget as you’ll know exactly what your repayments will be. The Credit Union SA Fixed Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more.  You pay an annual fee of $395. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_442F3_IO |
| 3-Year Fixed Home Loan Package Principal and Interest | Our 3 year Fixed Home Loan Package is perfect if you have a strict budget as you’ll know exactly what your repayments will be. The Credit Union SA Fixed Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more.  You pay an annual fee of $395. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_442F3 |
| 3-Year Fixed Rate Home Loan Interest Only | Our 3 year Fixed Rate Home Loan is perfect if you have a strict budget as you’ll know exactly what your repayments will be. Plus you pay no monthly. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_443F3_IO |
| 3-Year Fixed Rate Home Loan Principal and Interest | Our 3 year Fixed Rate Home Loan is perfect if you have a strict budget as you’ll know exactly what your repayments will be. Plus you pay no monthly. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_443F3 |
| 3-Year Fixed XL Home Loan Package | Our 3 year Fixed Home Loan Package is perfect if you have a strict budget as you’ll know exactly what your repayments will be. XL Fixed Package Home Loans are available for 31 to 40 years, for properties located in South Australia. Lending criteria applies and a suitability assessment will be complated as part of the application process. Plus you pay no monthly or redraw fees. The Credit Union SA Fixed Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more.  You pay an annual fee of $395. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_449F3 |
| Discounted Variable Rate Home Loan  Interest Only | Our Discounted Variable Rate Home Loan is a great choice if you’re a budget-conscious borrower on the lookout for something simple, but effective, that won’t charge you extra if you want to repay it faster. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_440_IO |
| Discounted Variable Rate Home Loan Principal and Interest | Our Discounted Variable Rate Home Loan is a great choice if you’re a budget-conscious borrower on the lookout for something simple, but effective, that won’t charge you extra if you want to repay it faster. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_440 |
| Investment Variable Home Loan Package Interest Only | Our Variable Home Loan Package is ideal for those seeking significant flexibility. The Credit Union SA Variable Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more.  You pay an annual fee of $395 and in return you’ll save an absolute bundle. Home Loan Offset Accounts are available with selected Credit Union SA Variable Rate Home Loans. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_442V_IO |
| Standard Variable Rate Home Loan Interest Only | Our Standard Variable Rate Home Loan is ideal for those seeking significant flexibility – a rate that moves with the market and many convenient features. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_443V_IO |
| Standard Variable Rate Home Loan Principal and Interest | Our Standard Variable Rate Home Loan is ideal for those seeking significant flexibility – a rate that moves with the market and many convenient features. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_443V |
| Variable Home Loan Package Principal and Interest | Our Variable Home Loan Package is ideal for those seeking significant flexibility. The Credit Union SA Variable Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more.  You pay an annual fee of $395 and in return you’ll save an absolute bundle. Home Loan Offset Accounts are available with selected Credit Union SA Variable Rate Home Loans. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_442V |
| Variable Home Loan Package Specials | Our Variable Home Loan Package Special Offer is ideal for those seeking significant flexibility. The Credit Union SA Variable Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more.  You pay an annual fee of $395 and in return you’ll save an absolute bundle. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_442VS%3C80 |
| Variable Home Loan Package Specials | Our Variable Home Loan Package Special Offer is ideal for those seeking significant flexibility. The Credit Union SA Variable Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more.  You pay an annual fee of $395 and in return you’ll save an absolute bundle. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_442VS%3C60 |
| XL Home Loan Package | Our Variable Home Loan Package is designed for those wanting an extended home loan term. XL Home Loan Package products are available for terms 31 to 40 years, for properties located in South Australia. Lending criteria applies and a suitability assessment will be completed as part of the application process. The Credit Union SA Variable Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more.  You pay an annual fee of $395. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_448 |
| XL Interest Only Home Loan Package | Our Variable Home Loan Package is designed for those wanting an extended home loan term. XL Interest Only Home Loan Package products are available for terms 31 to 40 years, for construction purposes, for properties located in South Australia. Lending criteria applies and a suitability assessment will be completed as part of the application process. The Credit Union SA Variable Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more.  You pay an annual fee of $395. | https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_HL_447XL |

## Elsewhere

- [Credit Union SA's full product range](https://www.cdrcompare.au/brands/credit-union-sa)
- [Home Loans from every Australian provider](https://www.cdrcompare.au/categories/home-loans)

## Data provenance

- Published by Credit Union SA under the Consumer Data Right
- ABN 36087651232
- Register entry updated: 1 July 2026

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/credit-union-sa/home-loans) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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