Variable Home Loan Package Specials
Our Variable Home Loan Package Special Offer is ideal for those seeking significant flexibility. The Credit Union SA Variable Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more. You pay an annual fee of $395 and in return you’ll save an absolute bundle.
- From (owner occupied)
- 6.24%
- 6.61% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.24% | 6.61% | — |
Investment — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.29% | 6.66% | — |
Investment — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.54% | 6.88% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Security Handling Fee | Event | $150.00 |
| In Person Settlement Fee | Event | $0.00 |
| Solicitor Fee | Event | $0.00 – $999,999,999.99 |
| Split Loan Fee | Event | $150.00 |
| Split Loan Fee | Event | $100.00 |
| Renegotiation Fee | Event | $0.00 |
| Annual fee Charged Payable annually in advance for each year a Home Loan Package is mantained | Ongoing | $395.00 |
Features
- No loan application or monthly fee
- Redraw facility
- Offset account
- Unlimited fee-free additional repayments
- Digital banking
- Extra repayments
- Guarantor supported
- Split Loans are available with eligible products
Eligibility
- Minimum age — 18 years
Constraints
- Opening balance — $150,000.00
- Minimum LVR — 60.01%
- Maximum LVR — 80%
Bundles
Variable Home Loan Package Specials
Benefits of bundling the Variable Home Loan Package include, a reduction of 0.50% pa off carded rates for all fixed and variable personal loans and an additional 0.25% pa on carded term investment rates for amounts up to $250,000. Annual fee of $395 applies to all package home loans. No application fee for the Green Loan and reduced rate.
More Information
Published by Credit Union SA under the Consumer Data Right · Last updated 28 June 2026 · Product ID CREDITUNIONSA_HL_442VS<80 · View on CDR.gov.au