Term Deposit
Term DepositsData Sharing Status
Term Deposits allow you to lock away funds and earn a fixed interest rate for a set period, so you know exactly how much money you will earn. You can start with investing as little as $1,000. Term Deposits with terms of three, six or nine months automatically have interest paid at maturity. The interest may be paid to a savings account or reinvested. For terms of 12 months or longer, you can have interest paid to your savings account as regularly as fortnightly, monthly, quarterly or annually - it’s your choice!
- Fixed rate
- 5.45%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed | 5.3% | — | every 6 months |
| Fixed | 3% | — | every 5 months |
| Fixed | 5.45% | — | every 9 months |
| Fixed | 3% | — | every 7 months |
| Fixed | 5.35% | — | every 12 months |
| Fixed | 3% | — | every 3 months |
| Fixed | 2.9% | — | every 24 months |
| Fixed | 3% | — | every 8 months |
| Fixed | 3% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Term Deposit Withdrawal | Event | $0.00 – $99,999,999.99 |
Features
- Digital banking
Eligibility
- Residency status — Australian citizen or permanent resident
Constraints
- Minimum balance — $1,000.00
- Opening balance — $1,000.00
More Information
Published by Credit Union SA under the Consumer Data Right · Last updated 28 June 2026 · Product ID CREDITUNIONSA_INV · View on CDR.gov.au