Visa Credit Card
Our Visa Credit Card offers 6 months of 0% pa on balance transfers. Afterwards you’ll still enjoy a low ongoing interest rate, with the same low rate applying for all purchases and cash advances. You’ll have the ability to make fast payments with Google Pay, Apple Pay, Samsung Pay, Garmin Pay and Visa payWave. It’s also highly secure, with microchip technology, 24/7 fraud monitoring, Visa’s Zero Liability policy and Visa Secure for online purchases from participating merchants and payWave. You’ll also be able to temporarily lock your card (if you misplace it), plus block payWave, international and online transactions whenever you need to – using the Mobile Banking App or Internet Banking.
- Purchase rate
- 11.99%
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 0% | 0% | — |
| Purchase | 11.99% | 0% | — |
| Cash advance | 11.99% | 0% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Transaction | Transaction | $0.00 |
| Arrears | Event | $15.00 |
| Currency Conversion | Event | 3% of transaction |
| Lost VISA Card Payable when you lose or misplace your VISA Card and we need to order you a new card | Event | $10.00 |
Visa Credit Card Periodic
| Ongoing | $59.00 |
Features
- Card access — Visa Credit Card
- Additional cards — Null
- Unlimited transactions
- Overdraft available
- Digital wallet — Apple Pay
- Digital wallet — Google Pay
- Digital wallet — Garmin Pay
- Digital wallet — Samsung Pay
Eligibility
- Minimum age — 18 years
- Residency status — Australian citizen or permanent resident
Constraints
- Minimum limit — $1,000.00
- Maximum limit — $20,000.00
More Information
Published by Credit Union SA under the Consumer Data Right · Last updated 28 June 2026 · Product ID CREDITUNIONSA_OD_500 · View on CDR.gov.au