Fixed Rate Personal Loan

Our Fixed Rate Personal Loan is available when secured by a vehicle aged 10 years and less. The minimum loan amount is $5,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for any consumer purpose.

From: 10.99%; 11.5% comparison

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Interest Rates

Type	Rate	Comparison	Applies To
Fixed · 7 years	10.99%	11.5%	—

Fees

Fee	Type	Amount
Personal loan application	Upfront	$350.00
Increase to an existing personal loan −$0.00 — Increase of existing Green loan application fee is waived for Credit Union SA members with existing Credit Union SA Home Loans −$0.00 — Establishment fee is waived for any employee of the education community and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only).	Event	$350.00

Features

Redraw facility
Unlimited extra repayments
Early repayment (no penalty)

Constraints

Minimum limit — $5,000.00
Maximum limit — $100,000.00

More Information

Published by Credit Union SA under the Consumer Data Right · Last updated 28 June 2026 · Product ID CREDITUNIONSA_PER_320 · View on CDR.gov.au