--- title: "Special Fixed Rate Personal Loan — Credit Union SA" description: "Personal Loans from Credit Union SA. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_PER_320S source: "CDR Compare" language: en-AU last_updated: 2026-06-29T00:00:00.000+10:00 --- # Special Fixed Rate Personal Loan — Credit Union SA > Personal Loans from Credit Union SA. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Personal Loans** Our Special Fixed Rate Personal Loan is available when secured by a new or used vehicle aged 5 years and less. The minimum loan amount is $15,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for any consumer purpose. ## At a glance - **From:** 8.99% (9.49% comparison) ## Apply Applications are handled by the provider: [Apply at Credit Union SA](https://apply.creditunionsa.com.au/cusa/servlet/SmartForm.html?formCode=joint-personal-loan) ## Interest rates | Type | Rate | Comparison | Applies to | | --- | --- | --- | --- | | Fixed · 7 years | 8.99% | 9.49% | — | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Personal loan application — When a new personal loan is approved and funded | Upfront | $350.00 | | Increase to an existing personal loan — When an increase to an existing personal loan is approved and funded · Discount −$0.00 — Increase of existing Green loan application fee is waived for Credit Union SA members with existing Credit Union SA Home Loans · Discount −$0.00 — Establishment fee is waived for any employee of the education community and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only). (eligibility: Students: Application fee is waived for any employee of the education community and students carrying out studies in education and eligible family members(these are parents, children, grandparents, grandchildren, siblings and partners only).; Employment status: Application fee is waived for any employee of the education community and students carrying out studies in education and eligible family members(these are parents, children, grandparents, grandchildren, siblings and partners only).) | Event | $350.00 | ## Features - **Redraw facility** - **Unlimited extra repayments** - **Early repayment (no penalty)** ## Constraints - **Minimum limit** — $15,000.00 - **Maximum limit** — $100,000.00 ## More information from Credit Union SA - [Overview](https://www.creditunionsa.com.au/loans/car-and-personal-loans/personal-loans/) - [Terms & conditions](https://cms.creditunionsa.com.au/assets/documents/BRC_1032-Personal-loan-Int-rates.pdf) - [Eligibility](https://www.creditunionsa.com.au/loans/car-and-personal-loans/personal-loans/) - [Fees & pricing](https://www.creditunionsa.com.au/fees/personal-loans/) ## Data provenance - Published by Credit Union SA under the Consumer Data Right - Product ID: `CREDITUNIONSA_PER_320S` - Last updated by the provider: 28 June 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/credit-union-sa/CREDITUNIONSA_PER_320S - Provider page: https://www.cdrcompare.au/brands/credit-union-sa - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000131 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_PER_320S) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)