Education Community online-only Special Fixed Rate Personal Loan
Our Education Community online-only Special Fixed Rate Personal Loan is exclusive to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members. This product is available just for applications received through our digital channels when secured by a new or used vehicle aged 5 years and less. The minimum loan amount is $15,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for any consumer purpose.
- From
- 7.69%
- 7.69% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 7 years | 7.69% | 7.69% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Personal loan application | Upfront | $0.00 |
| Increase to an existing personal loan | Event | $0.00 |
Features
- Redraw facility
- Unlimited extra repayments
- Early repayment (no penalty)
Eligibility
- Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only), as part of the Knowledge Counts Banking Benefits offered by Credit Union SA.
- Minimum age — 18 years
- Residency status — Australian citizen or permanent resident
Constraints
- Minimum limit — $15,000.00
- Maximum limit — $100,000.00
More Information
Published by Credit Union SA under the Consumer Data Right · Last updated 28 June 2026 · Product ID CREDITUNIONSA_PER_320S_EC_Online · View on CDR.gov.au