Online-only Special Fixed Rate Personal Loan

Our online-only Special Fixed Rate Personal Loan rate is available just for applications received through our digital channels. This product is available when secured by a new or used vehicle aged 5 years and less. The minimum loan amount is $15,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for any consumer purpose.

From: 8.69%; 9.19% comparison

Apply at Credit Union SA

Interest Rates

Type	Rate	Comparison	Applies To
Fixed · 7 years	8.69%	9.19%	—

Fees

Fee	Type	Amount
Personal loan application When a new personal loan is approved and funded	Upfront	$350.00
Increase to an existing personal loan When an increase to an existing personal loan is approved and funded −$0.00 — Increase of existing Green loan application fee is waived for Credit Union SA members with existing Credit Union SA Home Loans −$0.00 — Establishment fee is waived for any employee of the education community and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only).Eligibility: Students: <html><html>Application fee is waived for any employee of the education community and students carrying out studies in education <b>and eligible family members(these are parents, children, grandparents, grandchildren, siblings and partners only).</b></html></html> · Employment status: <html><html>Application fee is waived for any employee of the education community and students carrying out studies in education <b>and eligible family members(these are parents, children, grandparents, grandchildren, siblings and partners only).</b></html></html>	Event	$350.00

Fee

Type

Amount

Personal loan application

When a new personal loan is approved and funded

Upfront

$350.00

Increase to an existing personal loan

When an increase to an existing personal loan is approved and funded

−$0.00 — Increase of existing Green loan application fee is waived for Credit Union SA members with existing Credit Union SA Home Loans
−$0.00 — Establishment fee is waived for any employee of the education community and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only).Eligibility: Students: <html><html>Application fee is waived for any employee of the education community and students carrying out studies in education <b>and eligible family members(these are parents, children, grandparents, grandchildren, siblings and partners only).</b></html></html> · Employment status: <html><html>Application fee is waived for any employee of the education community and students carrying out studies in education <b>and eligible family members(these are parents, children, grandparents, grandchildren, siblings and partners only).</b></html></html>

Event

$350.00

Features

Redraw facility
Unlimited extra repayments
Early repayment (no penalty)

Constraints

Minimum limit — $15,000.00
Maximum limit — $100,000.00

More Information

Published by Credit Union SA under the Consumer Data Right · Last updated 28 June 2026 · Product ID CREDITUNIONSA_PER_320S_Online · View on CDR.gov.au · View Source Data (JSON)