Education Community Fixed Rate Personal Loan
Personal LoansData Sharing Status
Our Education Community Fixed Rate Personal Loan is exclusive to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members. This product is available secured by a vehicle aged 10 years and less. The minimum loan amount is $5,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for any consumer purpose.
- From
- 9.99%
- 9.99% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 7 years | 9.99% | 9.99% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Personal loan application | Upfront | $0.00 |
| Increase to an existing personal loan | Event | $0.00 |
Features
- Redraw facility
- Unlimited extra repayments
- Early repayment (no penalty)
Eligibility
- Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only), as part of the Knowledge Counts Banking Benefits offered by Credit Union SA.
- Minimum age — 18 years
- Residency status — Australian citizen or permanent resident
Constraints
- Minimum limit — $5,000.00
- Maximum limit — $100,000.00
More Information
Published by Credit Union SA under the Consumer Data Right · Last updated 28 June 2026 · Product ID CREDITUNIONSA_PER_320_EC · View on CDR.gov.au