---
title: "Education Community Fixed Rate Personal Loan — Credit Union SA"
description: "Personal Loans from Credit Union SA. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_PER_320_EC
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-29T00:00:00.000+10:00
---

# Education Community Fixed Rate Personal Loan — Credit Union SA

> Personal Loans from Credit Union SA. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

Our Education Community Fixed Rate Personal Loan is exclusive to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members. This product is available secured by a vehicle aged 10 years and less. The minimum loan amount is $5,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for any consumer purpose.

## At a glance

- **From:** 9.99% (9.99% comparison)

## Apply

Applications are handled by the provider: [Apply at Credit Union SA](https://apply.creditunionsa.com.au/cusa/servlet/SmartForm.html?formCode=joint-personal-loan)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 7 years | 9.99% | 9.99% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Personal loan application — When a new personal loan is approved and funded | Upfront | $0.00 |
| Increase to an existing personal loan — When an increase to an existing personal loan is approved and funded | Event | $0.00 |

## Features

- **Redraw facility**
- **Unlimited extra repayments**
- **Early repayment (no penalty)**

## Eligibility

- **Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only), as part of the Knowledge Counts Banking Benefits offered by Credit Union SA.**
- **Minimum age** — 18 years
- **Residency status** — Australian citizen or permanent resident

## Constraints

- **Minimum limit** — $5,000.00
- **Maximum limit** — $100,000.00

## More information from Credit Union SA

- [Overview](https://www.creditunionsa.com.au/community/education-community-banking-benefits/education-car-personal-loans/education-community-personal-loans)
- [Terms & conditions](https://cms.creditunionsa.com.au/assets/documents/BRC_1032-Personal-loan-Int-rates.pdf)
- [Eligibility](https://www.creditunionsa.com.au/community/education-community-banking-benefits/education-car-personal-loans/education-community-personal-loans)
- [Fees & pricing](https://www.creditunionsa.com.au/fees/personal-loans/)

## Data provenance

- Published by Credit Union SA under the Consumer Data Right
- Product ID: `CREDITUNIONSA_PER_320_EC`
- Last updated by the provider: 28 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/credit-union-sa/CREDITUNIONSA_PER_320_EC
- Provider page: https://www.cdrcompare.au/brands/credit-union-sa
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000131

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_PER_320_EC) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)