Variable Rate Personal Loan

Our Variable Rate Personal Loan is an unsecured personal loan. It is an unsecured personal loan. The minimum loan amount is $5,000 and a maximum loan amount of $50,000.

From: 13.6%; 14.12% comparison

Apply at Credit Union SA

Interest Rates

Type	Rate	Comparison	Applies To
Variable	13.6%	14.12%	—

Fees

Fee	Type	Amount
Personal loan application	Upfront	$350.00
Increase to an existing personal loan −$0.00 — Increase of existing Green loan application fee is waived for Credit Union SA members with existing Credit Union SA Home Loans −$0.00 — Establishment fee is waived for any employee of the education community and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only).	Event	$350.00

Features

Redraw facility
Unlimited extra repayments
Early repayment (no penalty)

Constraints

Minimum limit — $5,000.00
Maximum limit — $50,000.00

More Information

Published by Credit Union SA under the Consumer Data Right · Last updated 28 June 2026 · Product ID CREDITUNIONSA_PER_323 · View on CDR.gov.au