Education Community Variable Rate Personal Loan
Personal LoansData Sharing Status
Our Education Community Variable Rate Personal Loan is is exclusive to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members. It is an unsecured personal loan. The minimum loan amount is $5,000 and a maximum loan amount of $50,000.
- From
- 12.6%
- 12.6% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 12.6% | 12.6% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Personal loan application | Upfront | $0.00 |
| Increase to an existing personal loan | Event | $0.00 |
Features
- Redraw facility
- Unlimited extra repayments
- Early repayment (no penalty)
Eligibility
- Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only), as part of the Knowledge Counts Banking Benefits offered by Credit Union SA.
- Minimum age — 18 years
- Residency status — Australian citizen or permanent resident
Constraints
- Minimum limit — $5,000.00
- Maximum limit — $50,000.00
More Information
Published by Credit Union SA under the Consumer Data Right · Last updated 28 June 2026 · Product ID CREDITUNIONSA_PER_323_EC · View on CDR.gov.au