Bonus Savings Account
Earn a great bonus rate each month if you make a deposit of any amount and no withdrawals with our Bonus Savings Account. It doesn’t matter if you deposit $1 or $1,000 each month, either way you can earn bonus interest. Best of all, there’s no maximum or minimum balance requirements, so you can have as much or as little as you like sitting in your account.
- Base rate
- 0.01%
- Bonus rate
- 3.49%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.01% | — | monthly |
| Bonus | 3.49% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Deposit Periodic Where permitted by the account terms and conditions, you can perform unlimited transactions of the following types and we will not charge you a transaction fee: ATM enquiry, ATM transfer, ATM withdrawal, Bank@Post deposit, Bank@Post withdrawal, BPAY payment, branch deposit, branch transfer, branch withdrawal, corporate cheque, direct credit, direct debit, EFTPOS cash withdrawal, EFTPOS purchase, internet banking transfer, overseas ATM enquiry, overseas ATM withdrawal, Member Contact Centre transfer or payment, mobile banking transfer, periodical payment, phone banking transfer, Visa debit cash advance, Visa debit purchase. Not all transaction types are permitted on all accounts. | Ongoing | $0.00 |
| Transaction Payable whenever we send you a letter because you do not make a repayment in full on or before the due date and the default continues for 3 days or more. | Transaction | $0.00 |
| Arrears | Event | $15.00 |
Features
- Card access — Visa Debit Card
- Additional cards — Null
- Unlimited transactions
- Digital banking
- PayID
- Real-time payments (NPP)
- Bill payment (BPAY) — Bpay
- Notifications — SMS alerts available for specified events/transactions, at regular intervals of one-off.
More Information
Published by Credit Union SA under the Consumer Data Right · Last updated 28 June 2026 · Product ID CREDITUNIONSA_SAV_109 · View on CDR.gov.au