---
title: "Educator+ Account — Credit Union SA"
description: "Transaction & Savings Accounts from Credit Union SA. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_SAV_113
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-29T00:00:00.000+10:00
---

# Educator+ Account — Credit Union SA

> Transaction & Savings Accounts from Credit Union SA. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

A transaction account that pays interest on your entire balance, no matter how many transactions you make. Earn interest while you spend, No minimum balance required for interest to start being paid and Flexible access to funds any time without penalty. This is an exclusive offer for current and retired employees of the South Australian education community, students studying education, and their eligible immediate family members as part of our Knowledge Counts banking benefits.

## At a glance

- **Base rate:** 1.5%

## Apply

Applications are handled by the provider: [Apply at Credit Union SA](https://apply.creditunionsa.com.au/cusa/servlet/SmartForm.html?formCode=membership-personal)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 1.5% | — | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Deposit Periodic — No monthly or annual fees · Where permitted by the account terms and conditions, you can perform unlimited transactions of the following types and we will not charge you a transaction fee: ATM enquiry, ATM transfer, ATM withdrawal, Bank@Post deposit, Bank@Post withdrawal, BPAY payment, branch deposit, branch transfer, branch withdrawal, corporate cheque, direct credit, direct debit, EFTPOS cash withdrawal, EFTPOS purchase, internet banking transfer, overseas ATM enquiry, overseas ATM withdrawal, Member Contact Centre transfer or payment, mobile banking transfer, periodical payment, phone banking transfer, Visa debit cash advance, Visa debit purchase. Not all transaction types are permitted on all accounts. | Ongoing | $0.00 |
| Transaction — No transaction or withdrawal fees · Payable whenever we send you a letter because you do not make a repayment in full on or before the due date and the default continues for 3 days or more. | Transaction | $0.00 |
| Arrears — Arrears administration fee · Payable each day that your account is overdrawn (where you have no approved credit limit) or the account is overdrawn beyond your approved credit limit and you have performed at least one debit transaction to the account or card that day | Event | $15.00 |
| Overdraft or overlimit fee — Payable each day that your account is overdrawn (where you have no approved credit limit) or the account is overdrawn beyond your approved credit limit and you have performed at least one debit transaction to the account or card that day · Payable when you perform a transaction in a currency other than Australian dollars using a Visa card. This fee is included in the AUD amount debited to your account and comprises 2.00% charged by third parties and 1.00% charged by Credit Union SA | Event | $15.00 |
| Currency Conversion — Visa Currency Conversion | Event | 3% of transaction |
| Direct Debit Dishonour — Direct Debit · Payable when you have insufficient funds at the time a direct debit is set to occur and the direct debit is dishonoured | Event | $10.00 |
| Paper Statement — Charged Paper Statement Fee · If you have not opted in for eStatements and we send a paper statements to your nominated postal address we have on record. Note: An electronic statement can be requested at any time with no fee payable. | Ongoing | $2.00 |
| Lost VISA Card — Lost VISA Card · Payable when you lose or misplace your VISA Card and we need to order you a new card | Event | $10.00 |

## Features

- **Card access** — Visa debit card
- **Additional cards** — Null
- **Unlimited transactions**
- **Digital wallet** — Apple Pay
- **Digital wallet** — Google Pay
- **Digital wallet** — Garmin Pay
- **Digital wallet** — Samsung Pay
- **Digital banking**
- **PayID**
- **Real-time payments (NPP)**
- **Bill payment (BPAY)** — Bpay
- **Notifications** — SMS alerts available for specified events/transactions, at regular intervals of one-off.
- **Round-ups (origin account)**
- **Round-ups (destination account)**
- **Lock, block and control your card**
- **Business Banking can be attached to the product**

## Eligibility

- **Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only), as part of the Knowledge Counts Banking Benefits offered by Credit Union SA.**

## More information from Credit Union SA

- [Overview](https://www.creditunionsa.com.au/community/education-community-banking-benefits/education-savings/educator-plus-account)
- [Terms & conditions](https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf)
- [Eligibility](https://www.creditunionsa.com.au/community/education-community-banking-benefits/education-savings/educator-plus-account)
- [Fees & pricing](https://www.creditunionsa.com.au/fees/accounts/)

## Data provenance

- Published by Credit Union SA under the Consumer Data Right
- Product ID: `CREDITUNIONSA_SAV_113`
- Last updated by the provider: 28 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/credit-union-sa/CREDITUNIONSA_SAV_113
- Provider page: https://www.cdrcompare.au/brands/credit-union-sa
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000131

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_SAV_113) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)