---
title: "Children's Savings Account — Credit Union SA"
description: "Transaction & Savings Accounts from Credit Union SA. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_SAV_134
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-29T00:00:00.000+10:00
---

# Children's Savings Account — Credit Union SA

> Transaction & Savings Accounts from Credit Union SA. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Our Children’s savings account is for anyone under the age of 18 wanting an account to save or spend. The account rewards good savings behaviours and pays bonus interest if no withdrawals are made and if a deposit is made each month.The account pays interest on up to $50,000 and any amount above this will not earn interest.

## At a glance

- **Base rate:** 0.05%
- **Bonus rate:** 4.3% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at Credit Union SA](https://apply.creditunionsa.com.au/cusa/servlet/SmartForm.html?formCode=membership-personal)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.05% | — | monthly |
| Bonus | 4.3% | — | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Currency Conversion — Visa Currency Conversion | Event | 3% of transaction |
| Deposit Periodic — No monthly or annual fees · Where permitted by the account terms and conditions, you can perform unlimited transactions of the following types and we will not charge you a transaction fee: ATM enquiry, ATM transfer, ATM withdrawal, Bank@Post deposit, Bank@Post withdrawal, BPAY payment, branch deposit, branch transfer, branch withdrawal, corporate cheque, direct credit, direct debit, EFTPOS cash withdrawal, EFTPOS purchase, internet banking transfer, overseas ATM enquiry, overseas ATM withdrawal, Member Contact Centre transfer or payment, mobile banking transfer, periodical payment, phone banking transfer, Visa debit cash advance, Visa debit purchase. Not all transaction types are permitted on all accounts. | Ongoing | $0.00 |
| Transaction — No transaction or withdrawal fees · Payable when you perform a transaction in a currency other than Australian dollars using a Visa card. This fee is included in the AUD amount debited to your account and comprises 2.00% charged by third parties and 1.00% charged by Credit Union SA | Transaction | $0.00 |
| Arrears — Arrears administration fee · Payable whenever we send you a letter because you do not make a repayment in full on or before the due date and the default continues for 3 days or more. | Event | $15.00 |

## Features

- **Card access** — Visa Debit Card
- **Additional cards** — Null
- **Unlimited transactions**
- **Digital wallet** — Apple Pay
- **Digital wallet** — Google Pay
- **Digital wallet** — Garmin Pay
- **Digital wallet** — Samsung Pay
- **Digital banking**
- **PayID**
- **Real-time payments (NPP)**
- **Bill payment (BPAY)** — Bpay
- **Notifications** — SMS alerts available for specified events/transactions, at regular intervals of one-off.
- **Round-ups (destination account)**
- **Lock, block and control your card**
- **Business Banking can be attached to the product**

## Eligibility

- **Maximum age** — 17 years

## More information from Credit Union SA

- [Overview](https://www.creditunionsa.com.au/accounts/savings-accounts-and-term-deposits/childrens-savings-account/)
- [Terms & conditions](https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf)
- [Eligibility](https://www.creditunionsa.com.au/accounts/savings-accounts-and-term-deposits/childrens-savings-account/)
- [Fees & pricing](https://www.creditunionsa.com.au/fees/accounts/)

## Data provenance

- Published by Credit Union SA under the Consumer Data Right
- Product ID: `CREDITUNIONSA_SAV_134`
- Last updated by the provider: 28 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/credit-union-sa/CREDITUNIONSA_SAV_134
- Provider page: https://www.cdrcompare.au/brands/credit-union-sa
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000131

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_SAV_134) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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