---
title: "Netsave Account — Credit Union SA"
description: "Transaction & Savings Accounts from Credit Union SA. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_SAV_142
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-18T00:00:00.000+10:00
---

# Netsave Account — Credit Union SA

> Transaction & Savings Accounts from Credit Union SA. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

An introductory interest rate is applied when a member opens a new Netsave account. The introductory interest is applied for the first 4 months as well as the variable base interest rate. After the first 4 months the only interest received is the base rate.

## At a glance

- **Base rate:** 1.25%
- **Intro rate:** 4% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at Credit Union SA](https://apply.creditunionsa.com.au/cusa/servlet/SmartForm.html?formCode=membership-personal)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 1.25% | — | monthly |
| Introductory · 4 months | 4% | — | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Deposit Periodic — No monthly or annual fees · Where permitted by the account terms and conditions, you can perform unlimited transactions of the following types and we will not charge you a transaction fee: ATM enquiry, ATM transfer, ATM withdrawal, Bank@Post deposit, Bank@Post withdrawal, BPAY payment, branch deposit, branch transfer, branch withdrawal, corporate cheque, direct credit, direct debit, EFTPOS cash withdrawal, EFTPOS purchase, internet banking transfer, overseas ATM enquiry, overseas ATM withdrawal, Member Contact Centre transfer or payment, mobile banking transfer, periodical payment, phone banking transfer, Visa debit cash advance, Visa debit purchase. Not all transaction types are permitted on all accounts. | Ongoing | $0.00 |
| Transaction — No transaction or withdrawal fees · Payable whenever we send you a letter because you do not make a repayment in full on or before the due date and the default continues for 3 days or more. | Transaction | $0.00 |
| Arrears — Arrears administration fee | Event | $0.00 |

## Features

- **Card access** — Visa Debit Card
- **Additional cards** — Null
- **Unlimited transactions**
- **Digital banking**
- **PayID**
- **Real-time payments (NPP)**
- **Bill payment (BPAY)** — Bpay
- **Notifications** — SMS alerts available for specified events/transactions, at regular intervals of one-off.
- **Round-ups (destination account)**
- **Business Banking can be attached to the product**

## More information from Credit Union SA

- [Overview](https://www.creditunionsa.com.au/accounts/savings-accounts-and-term-deposits/netsave/)
- [Terms & conditions](https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf)
- [Eligibility](https://www.creditunionsa.com.au/accounts/savings-accounts-and-term-deposits/netsave/)
- [Fees & pricing](https://www.creditunionsa.com.au/fees/accounts/)

## Data provenance

- Published by Credit Union SA under the Consumer Data Right
- Product ID: `CREDITUNIONSA_SAV_142`
- Last updated by the provider: 17 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/credit-union-sa/CREDITUNIONSA_SAV_142
- Provider page: https://www.cdrcompare.au/brands/credit-union-sa
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000131

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/credit-union-sa/products/CREDITUNIONSA_SAV_142) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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