FIXED TERM DEPOSITS
Take advantage of great returns on our term deposits
- Fixed rate
- 5.2%
- 12 months
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed | 5.2% | FIXED TERM DEPOSITS_TierFIXED TERM DEPOSITS_Tier | at maturity |
Fees
| Fee | Type | Amount |
|---|---|---|
| STATEMENT_FEE When paper statements are requested - charged on statement cycle | Ongoing | $2.00 |
Features
- Digital banking
- No account keeping fee
- A guaranteed rate for terms of 12 months
- Earn a competitive interest rate on your investment with a minimum opening balance of $200,000 can get you started
- Interest can be paid monthly, quarterly, 6 monthly or at maturity. A reduced interest rate applies for monthly, quarterly and 6 monthly interest payments.
- We'll send you a written renewal notice before your deposit matures
- We may allow early withdrawals at our absolute discretion. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use
Eligibility
- Residency statusIndividuals must be citizens or permanent residents of Australia
- Must be a member of the Credit Union
Constraints
- Minimum balance — $200,000.00
- Opening balance — $200,000.00
- Maximum balance — $500,000.00$500,000
Published by Darling Downs Bank under the Consumer Data Right · Last updated 21 May 2026 · Product ID I2_12M_$200,000_plus · View on CDR.gov.au