---
title: "FIXED TERM DEPOSITS — Darling Downs Bank"
description: "Term Deposits from Darling Downs Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/darling-downs-bank/products/I2_12M_%245%2C000-%2449%2C999
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-22T09:14:32.000+10:00
---

# FIXED TERM DEPOSITS — Darling Downs Bank

> Term Deposits from Darling Downs Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits · WARWICK CREDIT UNION**

Take advantage of great returns on our term deposits

## At a glance

- **Fixed rate:** 4.75% (1 year)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 1 year | 4.75% | FIXED TERM DEPOSITS_Tier $5,000–$49,999; FIXED TERM DEPOSITS_Tier 12 months | at maturity |

## Features

- **Digital banking** (Internet Banking and WCU Connect App - Deposits and balance enquires only)
- **No account keeping fee**
- **A guaranteed rate for terms of 12 months**
- **Earn a competitive interest rate on your investment with a minimum opening balance of $5,000 can get you started**
- **Interest can be paid monthly, quarterly, 6 monthly, or at maturity. A reduced interst rate applies for monthly, quarterly and 6 monthly interest payments.**
- **We'll send you a written renewal notice before your deposit matures**
- **We may allow early withdrawals at our absolute discretion. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use.**

## Eligibility

- **Residency status** (Individuals must be citizens or permanent residents of Australia)
- **Must be a member of the Credit Union**

## Constraints

- **Opening balance** — $5,000.00 (Minimum Balance $5,000)
- **Maximum balance** — $49,999.00 (Maximum Balance $49,999)
- **Minimum balance** — $5,000.00

## Data provenance

- Published by Darling Downs Bank under the Consumer Data Right
- Product ID: `I2_12M_$5,000-$49,999`
- Last updated by the provider: 21 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/darling-downs-bank/I2_12M_%245%2C000-%2449%2C999
- Provider page: https://www.cdrcompare.au/brands/darling-downs-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000232

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/darling-downs-bank/products/I2_12M_%245%2C000-%2449%2C999) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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