FIXED TERM DEPOSITS
Take advantage of great returns on our term deposits
- Fixed rate
- 4.2%
- 18 months
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed · 18 months | 4.2% | FIXED TERM DEPOSITS_Tier $5,000–$49,999FIXED TERM DEPOSITS_Tier 18 months | every 12 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| STATEMENT_FEE When paper statements are requested - charged on statement cycle | Ongoing | $2.00 |
Features
- Digital banking
- Internet Banking and WCU Connect App - enquiries only
- No account keeping fee
- A guaranteed rate for terms of 18 months
- Earn a competitive interest rate on your investment with a minimum opening balance of $5,000 can get you started
- Interest can be paid monthly, 6 monthly, or at maturity. A reduced interest rate applies for monthly, 6 monthly interest payments
- We'll send you a written renewal notice before your deposit matures
- We may allow early withdrawals at our absolute discretion. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use
Eligibility
- Residency statusIndividuals must be citizens or permanent residents of Australia.
- Must be a member of the Credit Union
Constraints
- Opening balance — $5,000.00$5,000 opening balance
- Maximum balance — $49,999.00$49,999 maximum deposit amount
- Minimum balance — $5,000.00
Published by Darling Downs Bank under the Consumer Data Right · Last updated 21 May 2026 · Product ID I2_18M_$5,000_to_$49,999 · View on CDR.gov.au · View Source Data (JSON)