---
title: "FIXED TERM DEPOSITS — Darling Downs Bank"
description: "Term Deposits from Darling Downs Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/darling-downs-bank/products/I2_18M_%2450%2C000_to_%24199%2C999
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-22T09:14:32.000+10:00
---

# FIXED TERM DEPOSITS — Darling Downs Bank

> Term Deposits from Darling Downs Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits · WARWICK CREDIT UNION**

Take advantage of great returns on our term deposits

## At a glance

- **Fixed rate:** 4.4% (18 months)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 18 months | 4.4% | FIXED TERM DEPOSITS_Tier $50,000–$199,999; FIXED TERM DEPOSITS_Tier 18 months | every 12 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| STATEMENT_FEE — When paper statements are requested - charged on statement cycle | Ongoing | $2.00 |

## Features

- **Digital banking** (Internet Banking and WCU Connect App - balance enquiries)
- **No account keeping fee**
- **A guaranteed rate for terms of  18 months**
- **Earn a competitive interest rate on your investment with a minimum opening balance of $50,000 can get you started**
- **Interest can be paid monthly, 6 monthly or at maturity. A reduced interst rate applies for monthly and 6 monthly interest payments**
- **We'll send you a written renewal notice before your deposit matures**
- **We may allow early withdrawals at our absolute discretion. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use**

## Eligibility

- **Residency status** (Individuals must be citizens or permanent residents of Australia)
- **Must be a member of the Credit Union**

## Constraints

- **Opening balance** — $50,000.00 ($50,000)
- **Maximum balance** — $199,999.00 ($199,999)
- **Minimum balance** — $50,000.00

## Data provenance

- Published by Darling Downs Bank under the Consumer Data Right
- Product ID: `I2_18M_$50,000_to_$199,999`
- Last updated by the provider: 21 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/darling-downs-bank/I2_18M_%2450%2C000_to_%24199%2C999
- Provider page: https://www.cdrcompare.au/brands/darling-downs-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000232

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/darling-downs-bank/products/I2_18M_%2450%2C000_to_%24199%2C999) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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