CHOICE ACCOUNT
CHOICE ACCOUNT
Fees
| Fee | Type | Amount |
|---|---|---|
| ATM_TRANSACTION_FEE_BALANCE_ENQUIRY ATM Fees are debited to the account with which the card is linked as part of end of day processing | Event | $1.50 |
| ATM_TRANSACTION_FEE_OTHER_ATM_WITHDRAWALS ATM Fees are debited to the account with which the card is linked as part of end of day processing | Transaction | $1.50 |
| CHEQUE_BOOK_ISSUE_100_CHQS Fee payable every time a cheque book is supplied to a customer | Payment | $32.00 |
| CHEQUE_BOOK_ISSUE_200_CHQS Fee payable every time a cheque book is supplied to a customer | Payment | $65.00 |
| CHEQUE_BOOK_ISSUE_25_CHQS Fee payable every time a cheque book is supplied to a customer. | Payment | $8.25 |
| ENCODED_DEPOSIT_BOOK_ISSUED Fee payable ever time an encoded deposit book has been issued to a customer | Payment | $3.00 |
| EXCESS_DRAWINGS_FEE When funds are transferred to cover drawings without customer established instructions | Transaction | $5.00 |
| MEMBERSHIP_FEE Charged when becoming a customer of WCU |
Features
- Card access
- Visa Debit Card Available
- Additional cards
- Additional Visa Debit Cards Available
- Offset account
- 100% offset against Classic, Premium, Package, Rural Lifestyle, Commercial loans during Variable Rate Period
- Digital wallet
- Apple Pay and Google Pay
- Digital banking
- Internet and WCU Connect APP
- PayID
- Osko PayID Supported
- Real-time payments (NPP)
- Osko PayID or BSB and Account Number supported
Eligibility
- Choice Account to be opened to enable Offset Account to be set up
- Residency statusIndividuals must be citizens or permanaent residents of Australia
- Must be a member of the Credit Union
Published by Darling Downs Bank under the Consumer Data Right · Last updated 17 April 2026 · Product ID Mortgage_Offset_Account · View on CDR.gov.au