WORKINGS SAVINGS
WORKINGS SAVINGS
- Base rate
- 0.55%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | WORKINGS SAVINGS_Tier_1 | every 3 months |
| Variable | 0.1% | WORKINGS SAVINGS_Tier_2 | every 3 months |
| Variable | 0.2% | WORKINGS SAVINGS_Tier_3 | every 3 months |
| Variable | 0.2% | WORKINGS SAVINGS_Tier_4 | every 3 months |
| Variable | 0.55% | WORKINGS SAVINGS_Tier_5 | every 3 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| ATM_TRANSACTION_FEE_BALANCE_ENQUIRY ATM Fees are debited to the account with which the card is linked as part of end of day processing | Event | $1.50 |
| ATM_TRANSACTION_FEE_OTHER_ATM_WITHDRAWALS ATM Fees are debited to the account with which the card is linked as part of end of day processing | Transaction | $1.50 |
| MEMBERSHIP_FEE Charged when becoming a customer of WCU | Ongoing | $5.00 |
| OVERSEAS_TRANSACTION_FEE Fee applied by WCU when a withdrawal is made at an ATM overseas (including VISA access card cash advances) | Transaction | $4.00 |
| PERIODIC_PAYMENT_FEE_BRANCH_ACTIONED Transfers to a non-WCU Account. WCU to WCU are free | Transaction | $6.50 |
| PHONE_ASSISTED_TRANSFERS Only charged when staff assistance is required to transfer funds over the phone | Transaction | $2.50 |
Features
- Passbook Available
- Card access
- Visa Debit Card Access
- Additional cards
- Additional Visa Debit Cards
- Unlimited transactions
- Unlimited Transactions in branch allowed
- Digital wallet
- Apple Pay and Google Pay enabled
- Digital banking
- Internet Banking and WCU Connect App Access
- PayID
- Osko PayID supported
Published by Darling Downs Bank under the Consumer Data Right · Last updated 12 February 2026 · Product ID S1 · View on CDR.gov.au