PENSIONER CHOICE
PENSIONER CHOICE
- Base rate
- 1.6%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.35% | PENSIONER CHOICE_Tier_1 | monthly |
| Variable | 1.1% | PENSIONER CHOICE_Tier_2 | monthly |
| Variable | 1.6% | PENSIONER CHOICE_Tier_3 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| ATM_TRANSACTION_FEE_BALANCE_ENQUIRY ATM Fees are debited to the account with which the card is linked as part of end of day processing | Event | $1.50 |
| ATM_TRANSACTION_FEE_OTHER_ATM_WITHDRAWALS ATM Fees are debited to the account with which the card is linked as part of end of day processing | Transaction | $1.50 |
| CHEQUE_BOOK_ISSUE_100_CHQS Fee payable every time a cheque book is supplied to a customer | Payment | $32.00 |
| CHEQUE_BOOK_ISSUE_200_CHQS Fee payable every time a cheque book is supplied to a customer | Payment | $65.00 |
| CHEQUE_BOOK_ISSUE_25_CHQS Fee payable every time a cheque book is supplied to a customer. | Payment | $8.25 |
| ENCODED_DEPOSIT_BOOK_ISSUED Fee payable ever time an encoded deposit book has been issued to a customer | Payment | $3.00 |
| MEMBERSHIP_FEE |
Features
- Card access
- Visa Debit Card
- Additional cards
- Additional Visa Debit Cards available
- Unlimited transactions
- Unlimited in branch transactions
- Offset account
- 100% mortgage offset available
- Digital wallet
- Apple Pay and Google Pay
- Digital banking
- Internet Banking and WCU Connect App
- PayID
- Osko PayID supported
Eligibility
- Pension recipientsYou must be receiving a pension or allowance from Centrelink or Veteran Affairs and the pension or allowance must be paid directly into the account
- Residency statusIndividuals must be citizens or permanent residents of Australia
- Must be a member of the Credit Union
Published by Darling Downs Bank under the Consumer Data Right · Last updated 12 February 2026 · Product ID S10 · View on CDR.gov.au