---
title: "GYMPIE SAVINGS — Darling Downs Bank"
description: "Transaction & Savings Accounts from Darling Downs Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/darling-downs-bank/products/S21
source: "CDR Compare"
language: en-AU
last_updated: 2025-05-30T08:56:34.000+10:00
---

# GYMPIE SAVINGS — Darling Downs Bank

> Transaction & Savings Accounts from Darling Downs Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · WARWICK CREDIT UNION**

GYMPIE SAVINGS

## At a glance

- **Base rate:** 0%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0% | — | every 12 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| ATM_TRANSACTION_FEE_BALANCE_ENQUIRY — ATM Fees are debited to the account with which the card is linked as part of end of day processing | Event | $1.50 |
| ATM_TRANSACTION_FEE_OTHER_ATM_WITHDRAWALS — ATM Fees are debited to the account with which the card is linked as part of end of day processing | Transaction | $1.50 |
| BANKING_COIN — The fee is debited to the Customer's nominated account at the time of the deposit. | Transaction | 5% of balance |
| OVERSEAS_TRANSACTION_FEE — Fee applied by WCU when a withdrawal is made at an ATM overseas (including VISA access card cash advances) | Transaction | $4.00 |
| PERIODIC_PAYMENT_FEE_BRANCH_ACTIONED — Transfers to a non-WCU Account.  WCU to WCU are free | Transaction | $6.50 |
| PHONE_ASSISTED_TRANSFERS — Only charged when staff assistance is required to transfer funds over the phone | Transaction | $2.50 |
| STATEMENT_FEE — When paper statements are requested - charged on statement cycle | Ongoing | $2.00 |
| VISA_DEBIT_CARD_REPLACEMENT — Charged unless proven compromised or stolen | Event | $12.00 |

## Features

- **Card access** (Visa Debit Card Available)
- **Additional cards** (Additional Visa Debit Cards are available)
- **Unlimited transactions** (Unlimited Branch transactions)
- **Digital wallet** (Apple Pay and Google Pay enabled)
- **Digital banking** (Internet Banking and WCU Connect App)
- **Real-time payments (NPP)** (Osko and BSB and Account Number supported)

## Eligibility

- **Residency status** (Individuals must be citizens or permanent residents of Australia.)
- **Must be a member of the Credit Union**

## Constraints

- **Minimum balance** — $1.00 (Must maintain $1.00 as the minimum deposit amount in the account)

## Data provenance

- Published by Darling Downs Bank under the Consumer Data Right
- Product ID: `S21`
- Last updated by the provider: 29 May 2025
- Source payload (JSON): https://www.cdrcompare.au/api/raw/darling-downs-bank/S21
- Provider page: https://www.cdrcompare.au/brands/darling-downs-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000232

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/darling-downs-bank/products/S21) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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