---
title: "PASSBOOK ACCOUNT — Darling Downs Bank"
description: "Transaction & Savings Accounts from Darling Downs Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/darling-downs-bank/products/S7
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-22T08:23:20.000+10:00
---

# PASSBOOK ACCOUNT — Darling Downs Bank

> Transaction & Savings Accounts from Darling Downs Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · WARWICK CREDIT UNION**

PASSBOOK ACCOUNT

## At a glance

- **Base rate:** 1.1%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.2% | PASSBOOK ACCOUNT_Tier_1 | monthly |
| Variable | 0.4% | PASSBOOK ACCOUNT_Tier_2 | monthly |
| Variable | 0.6% | PASSBOOK ACCOUNT_Tier_3 | monthly |
| Variable | 0.65% | PASSBOOK ACCOUNT_Tier_4 | monthly |
| Variable | 1.1% | PASSBOOK ACCOUNT_Tier_5 | monthly |

## Features

- **Passbook Access**
- **Card access** (Visa Debit Card)
- **Additional cards** (Additional Visa Debit Cards Available)
- **Unlimited transactions** (Unlimited Branch Transactions)
- **Digital wallet** (Apple Pay and Google Pay enabled)
- **Digital banking** (Internet Banking & WCU Connect App)
- **PayID** (Osko PayID supported)
- **Real-time payments (NPP)** (Osko PayID or BSB and Account Number supported)

## Eligibility

- **Residency status** (Individuals must be citizens or permanent residents of Australia.)
- **Must be a member of the Credit Union**

## Data provenance

- Published by Darling Downs Bank under the Consumer Data Right
- Product ID: `S7`
- Last updated by the provider: 21 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/darling-downs-bank/S7
- Provider page: https://www.cdrcompare.au/brands/darling-downs-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000232

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/darling-downs-bank/products/S7) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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