---
title: "CHRISTMAS CLUB — Darling Downs Bank"
description: "Transaction & Savings Accounts from Darling Downs Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/darling-downs-bank/products/S9
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-22T08:25:10.000+10:00
---

# CHRISTMAS CLUB — Darling Downs Bank

> Transaction & Savings Accounts from Darling Downs Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · WARWICK CREDIT UNION**

CHRISTMAS CLUB

## At a glance

- **Base rate:** 1.05%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 1.05% | — | every 12 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| MEMBERSHIP_FEE — Charged when becoming a customer of WCU | Ongoing | $5.00 |
| PHONE_ASSISTED_TRANSFERS — Only charged when staff assistance is required to transfer funds over the phone | Transaction | $2.50 |
| STATEMENT_FEE — When paper statements are requested - charged on statement cycle | Ongoing | $2.00 |

## Features

- **Unlimited transactions** (Unlimited Deposits Only)
- **Digital banking** (Internet Banking and WCU Connect App Deposits Only)
- **Withdrawals permitted from 1 November - 31 December each year**

## Eligibility

- **Residency status** (Individuals must be citizens or permanent residents of Australia.)
- **Must be a member of the Credit Union**

## Data provenance

- Published by Darling Downs Bank under the Consumer Data Right
- Product ID: `S9`
- Last updated by the provider: 21 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/darling-downs-bank/S9
- Provider page: https://www.cdrcompare.au/brands/darling-downs-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000232

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/darling-downs-bank/products/S9) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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