Max E Saver
Max eSaver is a straightforward, fuss-free bonus savings option that simply does what it says: maximises your savings in an easy online account.
- Base rate
- 0.1%
- Bonus rate
- 5.1%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Interest is calculated daily on the closing balance and credited on the last day of each month. | 0.1% | — | monthly |
| Bonus Interest is calculated daily on the closing balance and credited on the last day of each month. | 5.1% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Same day transfers (via Swift/RTGS) - Inward Charged when funds transferred via Swift/RTGS (same day). | Event | $6.80 |
| Same day transfers (via Swift/RTGS) - Outward Charged when funds transferred via Swift/RTGS (same day). | Event | $11.80 |
| Record search fee Charged where you request we search our records and retrieve documents. | Event | $50.00 |
| Dormant fee This fee may be charged in certain circumstances when your membership is redeemed by us due to non-activity of more than 12 months. | Event | $20.00 |
| Ultimate Package annual fee Charged yearly · Package related to a home loan Ultimate Package. | Ongoing | $96.00 |
| Dishonours (if insufficient funds) We don't charge a fee for dishonours | Event | $0.00 |
| EFTPOS transactions We don't charge a fee for EFTPOS transactions |
Features
- Bonus rewards — Interest reward for a deposit and no withdrawals.
- Digital banking — Access via our award-winning banking app, Online Banking and telephone banking only.
- Bill payment (BPAY)
- BPay
- PayID
- Real-time payments (NPP) — Faster, Simpler ways to make payments
- PayTo — a new digital way to pre-authorise payments directly from your bank account.
Constraints
- Maximum balanceAvailable only for deposits up to $1 million.
More Information
Published by Defence Bank under the Consumer Data Right · Last updated 19 May 2026 · Product ID 110 · View on CDR.gov.au