---
title: "Max E Saver — Defence Bank"
description: "Transaction & Savings Accounts from Defence Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/defence-bank/products/110
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-20T00:00:00.000+10:00
---

# Max E Saver — Defence Bank

> Transaction & Savings Accounts from Defence Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Defence Bank Limited**

Max eSaver is a straightforward, fuss-free bonus savings option that simply does what it says: maximises your savings in an easy online account.

## At a glance

- **Base rate:** 0.1%
- **Bonus rate:** 5.1% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at Defence Bank](https://join.defencebank.com.au)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable (Interest is calculated daily on the closing balance and credited on the last day of each month.) | 0.1% | — | monthly |
| Bonus (Interest is calculated daily on the closing balance and credited on the last day of each month.) | 5.1% | — | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Same day transfers (via Swift/RTGS) - Inward — Charged when funds transferred via Swift/RTGS (same day). | Event | $6.80 |
| Same day transfers (via Swift/RTGS) - Outward — Charged when funds transferred via Swift/RTGS (same day). | Event | $11.80 |
| Record search fee — Charged where you request we search our records and retrieve documents. | Event | $50.00 |
| Dormant fee — This fee may be charged in certain circumstances when your membership is redeemed by us due to non-activity of more than 12 months. | Event | $20.00 |
| Ultimate Package annual fee — Charged yearly · Package related to a home loan Ultimate Package. | Ongoing | $96.00 |
| Dishonours (if insufficient funds) — We don't charge a fee for dishonours | Event | $0.00 |
| EFTPOS transactions — We don't charge a fee for EFTPOS transactions | Event | $0.00 |
| PayTo — We don't charge a fee for PayTo | Event | $0.00 |
| Pay anyone using a BSB and account or PayID — We don't charge a fee for Pay anyone using a BSB and account number or PAYID | Event | $0.00 |
| BPAY — We don't charge a fee for BPAY | Event | $0.00 |
| Internal transfers between Defence Bank accounts — We don't charge a fee for Internal transfers between Defence Bank accounts | Event | $0.00 |
| Monthly account-keeping fee — We don't charge a monthly account-keeping fee | Ongoing | $0.00 |

## Features

- **Bonus rewards** — Interest reward for a deposit and no withdrawals.
- **Digital banking** — Access via our award-winning banking app, Online Banking and telephone banking only.
- **Bill payment (BPAY)** (BPay)
- **PayID**
- **Real-time payments (NPP)** — Faster, Simpler ways to make payments
- **PayTo** — a new digital way to pre-authorise payments directly from your bank account.

## Constraints

- **Maximum balance** (Available only for deposits up to $1 million.)

## More information from Defence Bank

- [Overview](https://www.defencebank.com.au/banking/savings-accounts/max-esaver/)
- [Terms & conditions](https://www.defencebank.com.au/tools-and-advice/legal-and-compliance/disclosure-documents/)
- [Eligibility](https://www.defencebank.com.au/banking/savings-accounts/max-esaver/)
- [Fees & pricing](https://www.defencebank.com.au/banking/savings-accounts/max-esaver/)

## Data provenance

- Published by Defence Bank under the Consumer Data Right
- Product ID: `110`
- Last updated by the provider: 19 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/defence-bank/110
- Provider page: https://www.cdrcompare.au/brands/defence-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000117

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/defence-bank/products/110) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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