Everyday Access
Your on-the-go transaction account, the Everyday Access account is the way to managing your day-to-day banking.
- Base rate
- 0%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | — | yearly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Emergency cash When you request emergency cash while overseas other than through an ATM. The maximum amount of emergency cash available is $1,000 (at our discretion). | Event | $0.00 |
| Emergency card replacement When you request that we replace your Visa card while you are overseas. | Event | $0.00 |
| Visa foreign currency conversion fee The fee we charge when you make a payment or a deposit or obtain a cash advance overseas. | Event | 3% of transaction (Event) |
| Overseas ATM cash withdrawals or balance enquiries fee We don't charge a fee Overseas ATM Cash withdrawals or balance enquiries | Event | $0.00 |
| Bank@Post™ For each cheque deposited through the Bank@Post system and subsequently dishonoured. | Event | $21.72 |
| Replacement Visa card within Australia We don't charge a fee for Replacement Visa card within Australia | Event | $0.00 |
Features
- Digital banking — Digital banking convenience.
- Digital wallet — Compatible with digital wallets from Apple, Garmin, Google and Samsung.
- Real-time payments (NPP) — Faster, simpler ways to make payments.
- Card access — Select your own Pin
- Card access — Your choice of camo-coloured Visa Debit card - blue, green, grey or pink.
- PayID — Easy payments in real time.
- Digital wallet — Replace lost or stolen cards immediately. Using Quick Cards, Members can order a replacement card within the app and be issued with a virtual card that they can add to their digital wallet and use immediately. This removes the stress and inconvenience of having to wait until the physical card arrives to access funds.
More Information
Published by Defence Bank under the Consumer Data Right · Last updated 15 March 2026 · Product ID 153 · View on CDR.gov.au