Business Term Deposit 6 mths
Fixed Term Deposits start from as little as $2,000, and you can choose terms that works for your Business/Trust/SMSF between 30 days and 24 months.
- Fixed rate
- 4.75%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed Where terms exceed 12 months, interest is capitalised annually. Interest payable in respect of the last 12 months or part thereof is added to the balance at maturity. | 4.75% | — | every 6 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Early Withdrawal Penalty Early withdrawal may incurr a partial loss of interest accrued depending on the Term remaining at the time of ealry withdrawal. | Exit | $30.00 |
Features
- Digital banking
- View your term deposit with convenient Online Banking.
- Fixed rate for the life of the Term.
Eligibility
- Business customers — Business term deposits are exclusive to: Sole Traders, Corporates (including Corporate Trustees), Individual Trustees, Partnerships, Incorporated Associations (not-for-profits organisations and clubs).Business term deposits are exclusive to: Sole Traders, Corporates (including Corporate Trustees), Individual Trustees, SMSF, Partnerships, Incorporated Associations (not-for-profits organisations and clubs).
Constraints
- Minimum balance — $2,000.00Business term deposits are exclusive to: Sole Traders, Corporates (including Corporate Trustees), Individual Trustees, SMSF, Partnerships, Incorporated Associations (not-for-profits organisations and clubs).
- Maximum balance — $1,000,000.00Business term deposits are exclusive to: Sole Traders, Corporates (including Corporate Trustees), Individual Trustees, SMSF, Partnerships, Incorporated Associations (not-for-profits organisations and clubs).
More Information
Published by Defence Bank under the Consumer Data Right · Last updated 7 July 2026 · Product ID 248 · View on CDR.gov.au