---
title: "Defence Bank Foundation Credit Card — Defence Bank"
description: "Credit & Charge Cards from Defence Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/defence-bank/products/552
source: "CDR Compare"
language: en-AU
last_updated: 2026-03-16T00:00:00.000+11:00
---

# Defence Bank Foundation Credit Card — Defence Bank

> Credit & Charge Cards from Defence Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards · Defence Bank Limited**

A Visa credit card that gives back. Half of the annual $45 card fee is donated to the Defence Bank Foundation - a charity whose sole beneficiary is Defence Community Dogs.

## At a glance

- **Annual fee:** $45.00

## Apply

Applications are handled by the provider: [Apply at Defence Bank](https://www.defencebank.com.au/creditcard)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Introductory | 3.99% | — | — |
| Floating | 8.99% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Cheque Dishonour Bank@Post — For each cheque deposited through the Bank@Post  system and subsequently dishonoured. | Transaction | $14.47 |
| Bank@Post Cash Advances. — Cash advance fee when cash advance is as a Bank@Post transaction | Transaction | $6.10 |
| Transfer Fees — Transfer between accounts within Defence Bank. | Transaction | $4.10 |
| Transfer Fees — Electronic Transfer requested online. | Transaction | $5.10 |
| Transfer Fees — Electronic Transfer requested at a branch. | Transaction | $6.10 |
| Emergency Overseas Visa Cash Advance Fee. — Emergency Overseas Visa Cash Advance Fee. | Event | USD 175.00 |
| Emergency overseas Visa replacement card — Emergency Overseas Visa Replacement Card Fee. | Event | USD 175.00 |
| Foreign Currency Conversion Fee, — Fee is charged as a percentage of value of transaction. | Transaction | 3% of transaction (Event) |
| Notice of Demand — enforcement notice | Event | $20.00 |
| Outbound Foreign Currency International Telegraphic Transfer. — When requested via online banking or the mobile app. | Withdrawal | $20.00 |
| Outbound Foreign Currency International Telegraphic Transfer. — When requested at a branch. | Withdrawal | $30.00 |
| Late Payment Fee. — Fee charged when the payment is received after the due date | Event | $20.00 |
| BPay — BPAY transaction. | Transaction | $4.10 |
| Cash Advances except Bank@Post. — Cash advance fee (includes withdrawals, electronic transfers). | Transaction | $4.10 |
| Annual Fee — Half of the annual fee is donated to the Defence Bank Foundation - a charity whose sole beneficiary is Defence Community Dogs. | Ongoing | $45.00 |

## Features

- **Additional cards** — Additional cardholder at no extra cost.
- **Digital banking** — Digital banking convenience, Access via our award-winning banking app.
- **Digital wallet** — Compatible with digital wallets from Apple, Garmin, Google and Samsung.
- **Interest-free period** — Up to 55 days interest free on purchases. (55 Days)
- **Other** — Same low rate for purchases and cash advances.
- **Digital wallet** — Replace lost or stolen cards immediately. Using Quick Cards, Members can order a replacement card within the app and be issued with a virtual card that they can add to their digital wallet and use immediately. This removes the stress and inconvenience of having to wait until the physical card arrives to access funds. (Quick Cards)
- **Lock & Block**
- **Annual donation to charity** — Half of the annual $45 card fee is donated to the Defence Bank Foundation - a charity whose sole beneficiary is Defence Community Dogs.
- **Other** — Select your own Pin
- **Card access** — Use tap & go™ to make instant purchases at the tap of a card. (tap & go™)
- **Bank@Post** — Bank@Post facility available.
- **Minimum repayment** — The greater of $10 or 3% of outstanding balance, plus overlimit or past due amounts.

## More information from Defence Bank

- [Overview](https://www.defencebank.com.au/creditcard)
- [Terms & conditions](https://www.defencebank.com.au/tools-and-advice/legal-and-compliance/disclosure-documents/)
- [Eligibility](https://www.defencebank.com.au/creditcard)
- [Fees & pricing](https://www.defencebank.com.au/creditcard)

## Data provenance

- Published by Defence Bank under the Consumer Data Right
- Product ID: `552`
- Last updated by the provider: 15 March 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/defence-bank/552
- Provider page: https://www.cdrcompare.au/brands/defence-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000117

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/defence-bank/products/552) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)