DHOAS Premier Home Loan

Home LoansDefence Bank LimitedData Sharing Status

The Premier home loan is fuss-free with the flexibility of an offset account - a transaction account that’s linked to your home loan.

Interest Rates

Type	Rate	Comparison	Applies To
Variable DHOAS Premier home loan	6.54%	6.54%	—

Fee	Type	Amount
Solicitors and other parties actioning requests (may be payable) These fees and or charges may be payable and are determined by solicitors or other parties actioning requests. We are unable to ascertain these fees or charges up front until they charged, and they may vary.	Event	$0.00
Security discharge administration fee Payable when we process a discharge of a security over real property.	Event	$250.00
Default notice (enforcement notice) Payable each time we send you a reminder notice relating to a default on a loan	Event	$20.00
Arrears reminder notice fee (per letter) Payable each time we send you a reminder notice relating to arrears on a loan	Event	$20.00

Digital banking: Quick and easy online application.
No application fees.
No monthly fees.
No Annual fees.
Australia-based Contact Centre — Australia-based Contact Centre team who understand the unique challenges and opportunities of being in the defence community
Home Loan Consultants — Speak with a home loan consultant today to discuss your options
Extra repayments: No fees for extra repayment.
Offset account

Employment status — To be eligible, you must meet Defence Home Ownership Assistance Scheme conditions.
Individuals onlyAustralian residents only.
Minimum age18
Lending criteria. — Individuals must have capacity.
Maximum of 2 Borrowers
Purpose — Purchase/refinance owner occupied home improvements any worthwhile purpose - excluding construction

Published by Defence Bank under the Consumer Data Right · Last updated 19 May 2026 · Product ID 802 · View on CDR.gov.au