Premier Home Loan
The Premier home loan is fuss-free with the flexibility of an offset account - a transaction account that’s linked to your home loan.
- From (owner occupied)
- 6.59%
- 6.59% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Premier home loan | 6.59% | 6.59% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Security discharge administration fee Payable when we process a discharge of a security over real property. | Event | $250.00 |
| Default notice (enforcement notice) Payable each time we send you a reminder notice relating to a default on a loan | Event | $20.00 |
| Arrears reminder notice fee (per letter) Payable each time we send you a reminder notice relating to arrears on a loan | Event | $20.00 |
| Solicitors and other parties actioning requests (may be payable) These fees and or charges may be payable and are determined by solicitors or other parties actioning requests. We are unable to ascertain these fees or charges up front until they charged, and they may vary. | Event | $0.00 |
Features
- No application fees.
- No monthly fees.
- No Annual fees.
- Australia-based Contact Centre — Australia-based Contact Centre team who understand the unique challenges and opportunities of being in the defence community
- Extra repayments
- No fees for extra repayment.
- Offset account
- 100% mortgage offset account.
- Redraw facility
- Free loan redraw
- Australian Government 5% Deposit Scheme
Eligibility
- Individuals onlyAustralian residents only.
- Minimum age18
- Individuals must have capacity. — Lending criteria.
Constraints
- Maximum LVR — 95%
More Information
Published by Defence Bank under the Consumer Data Right · Last updated 19 May 2026 · Product ID 803 · View on CDR.gov.au