---
title: "Premier Home Loan — Defence Bank"
description: "Home Loans from Defence Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/defence-bank/products/803
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-20T00:00:00.000+10:00
---

# Premier Home Loan — Defence Bank

> Home Loans from Defence Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Defence Bank Limited**

The Premier home loan is fuss-free with the flexibility of an offset account - a transaction account that’s linked to your home loan.

## At a glance

- **From (owner occupied):** 6.59% (6.59% comparison)

## Apply

Applications are handled by the provider: [Apply at Defence Bank](https://secure.defencebank.com.au/internetlending/public/start.aspx)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Premier home loan) | 6.59% | 6.59% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Security discharge administration fee — Payable when we process a discharge of a security over real property. | Event | $250.00 |
| Default notice (enforcement notice) — Payable each time we send you a reminder notice relating to a default on a loan | Event | $20.00 |
| Arrears reminder notice fee (per letter) — Payable each time we send you a reminder notice relating to arrears on a loan | Event | $20.00 |
| Solicitors and other parties actioning requests (may be payable) — These fees and or charges may be payable and are determined by solicitors or other parties actioning requests. We are unable to ascertain these fees or charges up front until they charged, and they may vary. | Event | $0.00 |

## Features

- **No application fees.**
- **No monthly fees.**
- **No Annual fees.**
- **Australia-based Contact Centre** — Australia-based Contact Centre team who understand the unique challenges and opportunities of being in the defence community
- **Extra repayments** (No fees for extra repayment.)
- **Offset account** (100% mortgage offset account.)
- **Redraw facility** (Free loan redraw)
- **Australian Government 5% Deposit Scheme** — To access the Scheme, you need to meet borrower eligibility criteria.

## Eligibility

- **Individuals only** (Australian residents only.)
- **Minimum age** (18)
- **Individuals must have capacity.** — Lending criteria.

## Constraints

- **Maximum LVR** — 95%

## More information from Defence Bank

- [Overview](https://www.defencebank.com.au/banking/home-loans/)
- [Terms & conditions](https://www.defencebank.com.au/banking/home-loans/premier-home-loan/)
- [Eligibility](https://www.defencebank.com.au/banking/home-loans/premier-home-loan/)
- [Fees & pricing](https://www.defencebank.com.au/banking/home-loans/premier-home-loan/)

## Data provenance

- Published by Defence Bank under the Consumer Data Right
- Product ID: `803`
- Last updated by the provider: 19 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/defence-bank/803
- Provider page: https://www.cdrcompare.au/brands/defence-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000117

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/defence-bank/products/803) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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