Ultimate Essentials DHOAS Construction (OO)
The cream of the crop when it comes to our range of home loans on offer.
- From (owner occupied)
- 6.69%
- 6.79% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable DHOAS Construction over $750k. (OO) | 6.69% | 6.79% | — |
| Variable DHOAS Construction $250k - $750k. (OO) | 6.74% | 6.83% | — |
| Variable DHOAS Construction under $250k (OO) | 6.79% | 6.88% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Arrears reminder notice fee (per letter) Payable each time we send you a reminder notice relating to arrears on a loan | Event | $20.00 |
| Ultimate Package Annual Fee Charged yearly · Payable initially upon settlement of the property and then annually on the anniversary of the date on which the first annual package fee was paid when the loan is linked to the Ultimate Package. | Ongoing | $96.00 |
| Default notice (enforcement notice) Payable each time we send you a reminder notice relating to a default on a loan | Event | $20.00 |
Features
- No application or establishment fees.
- No monthly fees.
- Loan Portability
- Australia-based Contact Centre — Australia-based Contact Centre team who understand the unique challenges and opportunities of being in the defence community
- Card access — Speak with a home loan consultant today to discuss your options
- Home Loan Consultants
- Extra repayments
- No fees for extra repayments.
- Offset account
- 100% mortgage offset account.
Eligibility
- Residency statusAustralian residents only.
- Minimum age18
- Lending criteria. — Individuals must have capacity.
- Maximum of 2 Borrowers
- Purpose — Construction or major renovations to owner occupied property.
- Employment status — You must meet Defence Home Ownership Assistance Scheme eligibility criteria.DHOAS home loan compatible.
Constraints
- Maximum LVR — 95%
More Information
Published by Defence Bank under the Consumer Data Right · Last updated 19 May 2026 · Product ID 807 · View on CDR.gov.au