Ultimate Essentials Construction (INV)
The cream of the crop when it comes to our range of home loans on offer.
- From (investment)
- 6.84%
- 6.93% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Construction over $750k. (INV) | 6.84% | 6.93% | — |
| Variable Construction $250k - $750k. (INV) | 6.89% | 6.98% | — |
| Variable Construction under $250k (INV) | 6.94% | 6.78% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Default notice (enforcement notice) Payable each time we send you a reminder notice relating to a default on a loan | Event | $20.00 |
| Arrears reminder notice fee (per letter) Payable each time we send you a reminder notice relating to arrears on a loan | Event | $20.00 |
| Ultimate Package Annual Fee Charged yearly · Payable initially upon settlement of the property and then annually on the anniversary of the date on which the first annual package fee was paid when the loan is linked to the Ultimate Package. | Ongoing | $96.00 |
Features
- No monthly fees.
- No application or establishment fees.
- Loan Portability
- Australia-based Contact Centre — Australia-based Contact Centre team who understand the unique challenges and opportunities of being in the defence community
- Card access — Speak with a home loan consultant today to discuss your options
- Home Loan Consultants
- Extra repayments
- No fees for extra repayments.
- Offset account
- 100% mortgage offset account.
Eligibility
- Residency statusAustralian residents only.
- Minimum age18
- Lending criteria. — Individuals must have capacity.
- Purpose — Construction or major renovations to owner occupied property.
Constraints
- Maximum LVR — 95%
More Information
Published by Defence Bank under the Consumer Data Right · Last updated 19 May 2026 · Product ID 900 · View on CDR.gov.au