---
title: "My Community Saver — Dnister"
description: "Transaction & Savings Accounts from Dnister. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/dnister/products/15
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-28T00:00:39.2096722Z
---

# My Community Saver — Dnister

> Transaction & Savings Accounts from Dnister. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

A great, high interest earning savings account that has been designed with our community conscious members in mind.

## At a glance

- **Bonus rate:** 0.77% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at Dnister](https://www.dnister.com.au/wp-content/uploads/2023/03/MS-0323-Savings-Account-Application.pdf)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Bonus (Dnister pays a contribution based on the applicable interest rate and daily balance of a My Community Saver Account. This contribution is paid into the nominated eligible community organisation's Community Access Account.) | 0.77% | — | yearly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Dormant Account — Charged yearly | Ongoing | $35.00 |
| ATM / EFTPOS dispute | Event | $45.00 |
| Bank Cheque Fee | Event | $12.00 |
| BPAY Trans Investigation | Event | $10.00 |
| Corporate Cheque Stop Request | Event | $12.00 |
| Inter Credit Union Withdrawal | Event | $10.00 |
| Presented Stopped Cheque Fee | Event | $35.00 |
| Copy of statement of accounts | Event | $6.00 |
| Member Cheque Copy Fee | Event | $20.00 |
| Mbr Chq / PP Trace Fee | Event | $60.00 |
| Foreign Cash/Chq/Travel Money | Event | $30.00 |
| Foreign Cash/Cheque Deposit | Event | $30.00 |
| Thomas Cook Draft Fee | Event | $20.00 |
| BPAY/PP Returned Fee | Event | $25.00 |
| Inward Cheque Dishonour Fee | Event | $20.00 |
| Copy of Interest Summary | Event | $10.00 |
| Paper Statement Fee — Discount −100% of fee — Only customers older than a minimum age receive the discount (eligibility: Minimum age: 67) | Event | $4.00 |
| Paper Statement Fee — Discount −100% of fee — Only customers older than a minimum age receive the discount (eligibility: Minimum age: 67) | Event | $6.00 |
| Honour Fee | Event | $0.10 |
| Honour Fee | Event | $10.00 |
| Dishonour of Direct Debit | Event | $15.00 |
| Dishonour of Direct Debit | Event | $25.00 |

## Features

- **Digital banking** (Access your account 24/7 with our Mobile App and Online Banking.)
- **Real-time payments (NPP)** (This product can send and receive Osko payments in realtime.)
- **PayID** (This product can be linked with PayID, making it simpler to transfer funds between banks.)

## Eligibility

- **Individuals only**
- **This product is only available to members who are registered for Online Banking.**

## More information from Dnister

- [Overview](https://www.dnister.com.au/portfolio-items/community-saver)
- [Terms & conditions](https://www.dnister.com.au/wp-content/uploads/2025/10/PDS-FSG-Update-28-October-2025.pdf)
- [Eligibility](https://www.dnister.com.au/portfolio-items/community-saver)
- [Fees & pricing](https://www.dnister.com.au/fees-and-charges/)

## Data provenance

- Published by Dnister under the Consumer Data Right
- Product ID: `15`
- Last updated by the provider: 28 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/dnister/15
- Provider page: https://www.cdrcompare.au/brands/dnister
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000122

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/dnister/products/15) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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