Premier Home Loan
Home LoansData Sharing Status
Our most popular loan product.
- From (owner occupied)
- 6.55%
- 6.6% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Owner occupier loan | 6.55% | 6.6% | — |
Investment — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Investor rate loan | 6.8% | 6.85% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Company Search | Upfront | $50.00 |
| Title Search | Upfront | $49.50 |
| Bank Production | Upfront | $150.00 |
| Withdrawal of Caveat | Upfront | $100.00 |
| ASIC Lodgement | Upfront | $50.00 |
| Bank Cheque | Upfront | $15.00 |
| Discharge of Mortgage | Upfront | $200.00 |
| Redraw Fee | Transaction | $25.00 |
| Redraw Fee | Transaction | $10.00 |
Features
- Digital banking
- Access your accounts 24/7 with our Mobile App and Online Banking.
- Extra repayments
- Repayments can be made weekly, fortnightly, or monthly subject to meeting the minimum repayment quoted in your contract. Amounts above the minimum repayments can be made to further reduce your outstanding balance and if required in future enable a redraw for your facility.
- Real-time payments (NPP)
- This product can receive Osko payments in realtime.
- Offset account
- Offset facility available up to $50,000.
- Weekly, fortnightly or monthly repayments options.
- Redraw facility
- Redraw facility availble up to $50,000, redraw fees may apply.
Eligibility
- Minimum age — 18 years
- Residency status — Australian ResidentThis product is only available to members who have a residential address in Australia.
Constraints
- Minimum limit — $200,000.00Minimum loan amount is $200.000.00
More Information
Published by Dnister under the Consumer Data Right · Last updated 14 May 2026 · Product ID 21 · View on CDR.gov.au