Simple Home Loan
Home LoansData Sharing Status
Enjoy your new home with our Simple Home Loan
- From (owner occupied)
- 6.29%
- 6.68% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Finance especially for first home buyers. | 6.29% | 6.68% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Discharge of Mortgage | Upfront | $200.00 |
| Redraw Fee | Transaction | $0.00 |
| Loan Establishment Fee | Upfront | $250.00 |
| Annual Home Loan Fee Charged yearly
| Ongoing | $395.00 |
Features
- Digital banking
- Access your accounts 24/7 with our Mobile App and Online Banking.
- Extra repayments
- Repayments can be made weekly, fortnightly, or monthly subject to meeting the minimum repayment quoted in your contract. Amounts above the minimum repayments can be made to further reduce your outstanding balance and if required in future enable a redraw for your facility.
- Real-time payments (NPP)
- This product can receive Osko payments in realtime.
- Weekly, fortnightly or monthly repayments options.
Eligibility
- Minimum age — 18 years
- Residency status — Australian ResidentThis product is only available to members who have a residential address in Australia.
Constraints
- Minimum limit — $200,000.00Minimum loan amount is $200,000.
More Information
Published by Dnister under the Consumer Data Right · Last updated 16 July 2026 · Product ID 32 · View on CDR.gov.au