---
title: "Offset Account — Dnister"
description: "Transaction & Savings Accounts from Dnister. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/dnister/products/33
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-30T14:00:40.2252666Z
---

# Offset Account — Dnister

> Transaction & Savings Accounts from Dnister. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Offset Account

## Apply

Applications are handled by the provider: [Apply at Dnister](https://www.dnister.com.au/wp-content/uploads/2023/03/L1-0323-Consumer-Loan-Overdraft-Application.pdf)

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Dormant Account — Charged yearly | Ongoing | $35.00 |
| ATM / EFTPOS dispute | Event | $45.00 |
| Bank Cheque Fee | Event | $12.00 |
| BPAY Trans Investigation | Event | $10.00 |
| Corporate Cheque Stop Request | Event | $12.00 |
| Inter Credit Union Withdrawal | Event | $10.00 |
| Presented Stopped Cheque Fee | Event | $35.00 |
| Copy of statement of accounts | Event | $6.00 |
| Member Cheque Copy Fee | Event | $20.00 |
| Mbr Chq / PP Trace Fee | Event | $60.00 |
| Foreign Cash/Chq/Travel Money | Event | $30.00 |
| Foreign Cash/Cheque Deposit | Event | $30.00 |
| Thomas Cook Draft Fee | Event | $20.00 |
| BPAY/PP Returned Fee | Event | $25.00 |
| Inward Cheque Dishonour Fee | Event | $20.00 |
| Copy of Interest Summary | Event | $10.00 |
| Paper Statement Fee — Discount −100% of fee — Only customers older than a minimum age receive the discount (eligibility: Minimum age: 67) | Event | $4.00 |
| Paper Statement Fee — Discount −100% of fee — Only customers older than a minimum age receive the discount (eligibility: Minimum age: 67) | Event | $6.00 |
| Honour Fee | Event | $0.10 |
| Honour Fee | Event | $10.00 |
| Dishonour of Direct Debit | Event | $15.00 |
| Dishonour of Direct Debit | Event | $25.00 |
| Loan Establishment Fee | Event | $250.00 |

## Features

- **Additional cards**
- **Card access** — Card Access Available (Visa Debit card and Cuecard available for this product.)
- **Digital banking**
- **Real-time payments (NPP)**
- **PayID**
- **Unlimited transactions**

## Eligibility

- **Minimum age** — 18 years
- **Residency status** — Australian Resident (This product is only available to members who have a residential address in Australia.)

## More information from Dnister

- [Terms & conditions](https://www.dnister.com.au/wp-content/uploads/2025/10/PDS-FSG-Update-28-October-2025.pdf)

## Data provenance

- Published by Dnister under the Consumer Data Right
- Product ID: `33`
- Last updated by the provider: 30 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/dnister/33
- Provider page: https://www.cdrcompare.au/brands/dnister
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000122

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/dnister/products/33) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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