---
title: "Simple Home Loan Plus — Dnister"
description: "Home Loans from Dnister. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/dnister/products/34
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-30T10:00:40.1267722Z
---

# Simple Home Loan Plus — Dnister

> Home Loans from Dnister. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

Simple Home Loan Plus

## At a glance

- **From (owner occupied):** 5.99% (6.75% comparison)

## Apply

Applications are handled by the provider: [Apply at Dnister](https://www.dnister.com.au/wp-content/uploads/2023/03/L1-0323-Consumer-Loan-Overdraft-Application.pdf)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Introductory · 2 years (2 years introductory, loans over $200,000.) | 5.99% | 6.75% | — |
| Variable | 6.45% | 6.84% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Company Search | Upfront | $50.00 |
| Title Search | Upfront | $49.50 |
| Bank Production | Upfront | $150.00 |
| Withdrawal of Caveat | Upfront | $100.00 |
| ASIC Lodgement | Upfront | $50.00 |
| Bank Cheque | Upfront | $15.00 |
| Discharge of Mortgage | Upfront | $200.00 |
| Redraw Fee | Transaction | $25.00 |
| Redraw Fee | Transaction | $10.00 |
| Redraw Fee | Transaction | $0.00 |
| Loan Establishment Fee | Upfront | $250.00 |
| Split Fee | Event | $300.00 |
| Annual Fee Intro Var HL Pkg — Charged yearly · Discount −100% of fee — The discount is only available during an introductory period | Ongoing | $395.00 |

## Features

- **Digital banking**
- **Extra repayments** (Repayments can be made weekly, fortnightly, or monthly subject to meeting the minimum repayment quoted in your contract.  Amounts above the minimum repayments can be made to further reduce your outstanding balance and if required in future enable a redraw for your facility.)
- **Real-time payments (NPP)**
- **Offset account**
- **Redraw facility**

## Eligibility

- **Minimum age** — 18 years
- **Residency status** — Australian Resident (This product is only available to members who have a residential address in Australia.
)

## Constraints

- **Minimum limit** — $200,000.00 (Minimum loan amount is $200,000.)

## More information from Dnister

- [Overview](https://www.dnister.com.au/portfolio-items/simple-home-loan-plus/)
- [Terms & conditions](https://www.dnister.com.au/wp-content/uploads/2025/10/PDS-FSG-Update-28-October-2025.pdf)
- [Eligibility](https://www.dnister.com.au/portfolio-items/simple-home-loan-plus/)
- [Fees & pricing](https://www.dnister.com.au/portfolio-items/simple-home-loan-plus/)

## Data provenance

- Published by Dnister under the Consumer Data Right
- Product ID: `34`
- Last updated by the provider: 30 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/dnister/34
- Provider page: https://www.cdrcompare.au/brands/dnister
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000122

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/dnister/products/34) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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