---
title: " Business Overdraft — Dynamoney"
description: "Business Loans from Dynamoney. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/dynamoney/products/5de6a3dd-4650-44e7-8bd6-c3aaa42b6fcb
source: "CDR Compare"
language: en-AU
last_updated: 2026-09-16T03:00:13Z
---

#  Business Overdraft — Dynamoney

> Business Loans from Dynamoney. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Negotiable rates**

Funding that helps you say yes to what’s next. Access working capital when you need it and only pay interest on what you use.

## Features

- **Overdrafts up to $500k** — Access from $20k to $500k, with lending limits based on your eligibility and individual circumstances.
- **Flexible access to funds** — Draw on your approved limit whenever cash flow needs a boost.
- **3-year revolving facility** — Stay ready with an ongoing overdraft that adapts as your business evolves.
- **Interest charged only on funds used** — Use as much, or as little, of your approved limit as you need, and only pay interest on what you've drawn.

## Eligibility

- **Business customers** (Commercial applicants with a registered ABN)
- **Minimum age** — 18 years (Be over the age of 18 )
- **Have a legitimate business requirement**
- **Minimum Director score of 550**
- **At least 36 months’ ABN/GST registration**
- **A personal guarantee**
- **Australian driver’s licence or passport**
- **Six months of bank statements for overdrafts up to $300k**
- **Additional full financials for overdrafts between $300k and $500k**
- **Property security for amounts over $200k, where applicable**

## Constraints

- **Maximum limit** — $500,000.00 (Maximum overdraft amount of $500k for property owners)
- **Maximum limit** — $100,000.00 (Maximum overdraft amount of $100k for non-property owners)
- **Minimum limit** — $20,000.00 (Minimum overdraft amount of $20k)

## More information from Dynamoney

- [Overview](https://www.dynamoney.com/business-lending/business-overdraft/)

## Data provenance

- Published by Dynamoney under the Consumer Data Right
- Product ID: `5de6a3dd-4650-44e7-8bd6-c3aaa42b6fcb`
- Last updated by the provider: 16 September 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/dynamoney/5de6a3dd-4650-44e7-8bd6-c3aaa42b6fcb
- Provider page: https://www.cdrcompare.au/brands/dynamoney

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/dynamoney/products/5de6a3dd-4650-44e7-8bd6-c3aaa42b6fcb) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)