---
title: "STREET SMART VARIABLE HOME LOAN - INVESTMENT (Principal and Interest) — Easy Street"
description: "Home Loans from Easy Street. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/easy-street/products/L24-ESSMVR-INVPI-RD
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-01T15:05:44.000+10:00
---

# STREET SMART VARIABLE HOME LOAN - INVESTMENT (Principal and Interest) — Easy Street

> Home Loans from Easy Street. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Easystreet**

A variable loan for investors with flexible features such as a 100% offset account to help pay your loan off sooner. Includes a competitive rate, fee free redraw and no monthly or annual fees.

## At a glance

- **From (investment):** 6.09% (6.14% comparison)

## Apply

Applications are handled by the provider: [Apply at Easy Street](https://easystreet.com.au/support/applying-for-a-loan)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.) | 6.09% | 6.14% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| HOME_LOAN_APPLICATION_FEE — Includes application, one legal and standard valuation fee free for first application, for one security only. | Upfront | $500.00 |
| LOAN_VARIATION_FEE — Includes loan split requests, additional splits, loan top up on existing loan, substitution of security, loan re-fix fee and loan switches (loan switching to a different loan type) | Event | $250.00 |
| SPECIAL_ATTENDANCE — $300 + at cost fees | Event | $300.00 |
| RE-ISSUE_LOAN_DOCUMENTATION_FEE | Event | $300.00 |
| LATE_PAYMENT | Late payment | $25.00 |
| DEFAULT_NOTICE_FEE | Transaction | $50.00 |
| FAILURE_TO_COMPLY_NOTICE | Event | $25.00 |
| RENTAL_OR_CONTRACT_PERFORMANCE_GUARANTEE — $250 upfront preparation fee plus $250 p.a. (paid in advance) | Event | $500.00 |
| PRODUCTION_OF_DEEDS — Charged at cost | Event | $0.00 |
| SPECIAL_ATTENDANCE_FEE — Charged at cost | Event | $0.00 |
| MORTGAGE_DEFAULT_NOTICE_FEE — Charged at cost | Event | $0.00 |
| COPY_OF_PRINT_STATEMENT_-_FEE — $1.50 per page | Event | $1.50 |

## Features

- **Redraw facility**
- **Offset account**
- **Extra repayments** (No penalty for extra repayments)
- **Split loan**

## Eligibility

- **Individuals only**
- **Minimum age** — 18 years
- **Residency status** — Australian citizen or permanent residency only

## Constraints

- **Minimum limit** — $50,000.00
- **Minimum LVR** — 1%
- **Maximum LVR** — 80%

## More information from Easy Street

- [Overview](https://easystreet.com.au/variable-home-loan)
- [Terms & conditions](https://www.easystreet.com.au/support/important-information-disclosure-documents/)
- [Eligibility](https://easystreet.com.au/support/applying-for-a-loan)
- [Fees & pricing](https://easystreet.com.au/tools/rates-and-fees)

## Data provenance

- Published by Easy Street under the Consumer Data Right
- Product ID: `L24-ESSMVR-INVPI-RD`
- Last updated by the provider: 1 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/easy-street/L24-ESSMVR-INVPI-RD
- Provider page: https://www.cdrcompare.au/brands/easy-street
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000202

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/easy-street/products/L24-ESSMVR-INVPI-RD) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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