Easy Everyday Access account
An account for everyday with a debit card and no monthly account keeping fees, so you can shop, pay bills, access cash and more. Keep everyday banking low fuss with no minimum monthly deposit needed.
- Base rate
- 0%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| OVERSEAS_DEBIT_CARD_ATM_WITHDRAWAL Capped at $0.00 | Transaction | $5.00 |
| REPLACEMENT_OF_VISA_CARD_(WITHIN_AUSTRALIA) Capped at $0.00 | Event | $12.50 |
| REPLACEMENT_OF_VISA_CARD_(OVERSEAS) Capped at $0.00 · Charged in US Dollars. | Event | $175.00 |
| CANCEL_REPLACEMENT_VISA_CARD_(OVERSEAS) Capped at $0.00 · Charged in US Dollars. | Event | $50.00 |
| DIRECT_DEBIT_DISHONOUR Capped at $0.00 · Charged when payment of a direct debit from your account is rejected. | Dishonour | $20.00 |
| CARD_EXTRACTION_FEE Capped at $0.00 | Event | $45.00 |
| STOP_PAYMENT_OF_FUNDS_TRANSFER_TO_OR_FROM_ANOTHER_FINANCIAL_INSTITUTION Capped at $0.00 · Charged at cost | Event |
Features
- PayID
- Set up a PayID to make payments quicker and easier, using your mobile number or email address.
- Real-time payments (NPP)
- Easily make payments via Osko and PayID.
- Card access — Optional Debit card
- Digital wallet — Apple Pay, Google Pay and Samsung Pay
- Leave your wallet at home and make payments on the go with Google Pay, Apple Pay and Samsung Pay.
- Digital banking
- Access to your account via our mobile app and Internet Banking
- Bill payment (BPAY) — BPAY facility
- Notifications — Ability to set-up alerts via email or SMS from a list of alert options
Eligibility
- Minimum age — 18 years
- Individuals onlyBusiness membership not allowed to be opened under the Everyday Account
More Information
Published by Easy Street under the Consumer Data Right · Last updated 30 June 2026 · Product ID S11-ES-EA · View on CDR.gov.au