
Family First
Transaction & Savings Accounts
11The Family e-Saver Account is a high-end online investment account that offers both a higher interest rate and funds available at call – a different kind of banking!
With Family First’s Budget savings account, you can easily budget for bills, school fees, council rates etc. This account is great for members who have a regular payment such as rent, mortgage repayments or health fund contributions to make because we can make payments automatically on your behalf through future payments or you can arrange a direct debit from the account.
Family First’s Community Care Account provides non-profit organisations and community groups with the ideal account that supports their work; to continue to improve the social, cultural, environmental and educational well being of our community. Designed for incorporated community groups and service clubs, Family First welcomes pre-schools and playgroups, registered charities, religious bodies and fund raising committees to apply for this account. Individuals cannot be considered. All accounts must be for groups that operate as a non-profit organisation and provide a service to the community.
The Family First Teen Saver Account is designed especially for our teenage members aged 13 to 17 years.
Plan and save for those festive season expenses. Christmas can be a financially stressful time for many, so prepare in advance for the expense of the festive season with this special purpose account. Make regular deposits during the year and be rewarded with interest and a special lock away facility to keep spending temptation at bay. Total balances and interest become available from 1 November each year, just in time for Christmas!
This account is designed for members who want to maximise their relationship with Family First and get the most from their bank account. This account offers a tiered higher rate of interest than ordinary saving accounts with all the access facilities of an every day account.
The Family First Super Saver Account is designed especially for our youngest members aged 0 to 12 years of age.
A highly competitive savings account designed especially for members aged 55 and over.
An everyday savings account with easy access. This account is opened for you automatically when you become a member. It provides access to your money 24 hours a day through our wide range of access facilities.
The Family First Bonus Saver is a transaction account that offers higher interest rate and funds available at call, while supporting worthwhile community groups. With a minimum deposit of $200 a month and no withdrawals, you will collect a base rate of 0.01% pa, plus the bonus rate of 4.24% pa as well.
An 100% Mortgage offset facility which reduces your loan interest making it so you can own your home sooner. This account can only be opened when you have an eligible mortgage with Family First. You can get the benefit of offsetting you interest while using the same account for everyday purchases.
Term Deposits
2A fixed term deposit is a solid investment with guaranteed returns. If you don’t need to access these funds on a regular basis why not make them work for you? You can invest as little as $1000.
A fixed term deposit is a solid investment with guaranteed returns. If you don’t need to access these funds on a regular basis why not make them work for you? You can invest as little as $1000.
Home Loans
10This product is our standard variable mortgage rate, which is suitable for property investors and those looking to refinance their homes.
Build the house of your dreams with flexible funding from our Construction Home Loan.
With our Fixed Rate Home Loans, you’ll have peace of mind knowing that your repayments will not be altered during the fixed period.
With our Fixed Rate Home Loans, you’ll have peace of mind knowing that your repayments will not be altered during the fixed period
Use our Mortgage Secured Overdraft to cover those peak periods when unexpected bills arrive and pay a low interest rate on the amount you borrow. Access money when needed and pay a low interest rate on what you use.
This product is our standard variable mortgage rate, which is suitable for property investors and those looking to refinance their homes.
Our Standard Variable Rate Home Loans are suitable for first time home buyers, families who need extra space, and those looking to refinance their homes.
Our Bridging Home Loan gives you the funds to buy your new home whilst you await the sale of your existing property.
With our Fixed Rate Home Loans, you’ll have peace of mind knowing that your repayments will not be altered during the fixed period
Our Bridging Home Loan gives you the funds to buy your new home whilst you await the sale of your existing property.
Personal Loans
5When a new car is what you need, we’ll help you drive away sooner with this low rate car loan.
Enjoy all the benefits and a great interest rate with our Unsecured Personal Loan, speak to a friendly member of our staff to calculate how much you could borrow based off your income.
Still get a great car loan rate for a used car between 3 and 5 years old.
Have all the benefits and features of our new car loan for a used car up to three years old.
If you have big dreams then look no further than our assignment of savings, speak to a friendly member of our staff to calculate how much you could borrow using your own savings as security.
Overdrafts
1Get through those peak periods of unexpected bills with our Unsecured Overdraft, speak to a friendly member of our staff to calculate how much you could borrow based off your income.
Data published by Family First under the Consumer Data Right · ABN 15087651143 · Register entry updated 1 July 2026 · View on CDR.gov.au